7904 McCulloch Rd, Temple, TX 76502 Property Records

Bell County property record for 7904 McCulloch Rd, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,884 sqft · built 2021
Lot Size	0.137 acres (5,999 sqft)
Owner	Individual Name on Record
Last Sale	$240,389 (Feb 2022)
Tax Bill	$5,214 (2025)
Deeds & Mortgages	Jul 2026 Sale Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0922918962`

Property Details

APN / Parcel Number

Primary APN	`0922918962`
Alternative APNs	`489085` `843828`

Interior

Stories	1 Story
Building Area	1,884 sqft Living Area
1st Floor Area	1,884 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,999 sqft (0.137 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7904 MCCULLOCH RD
City	TEMPLE
State	TX
Zip	76502-6111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE AT PEA RIDGE PHASE I, BLOCK 003, LOT 0039
Legal Subdivision	THE RESERVE AT PEA RIDGE PHASE I
Legal Block	3
Legal Lot Number	39
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1011
Census Tract	20301

Owner

Source: Bell County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7904 MCCULLOCH RD, TEMPLE, TX 76502-6111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer INDEPENDENCE TITLE
Feb 24, 2022	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 10, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage FIRST TEXAS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2022 · Amount on Record
Deed Sale	Feb 24, 2022 · Amount on Record
Prior Sale	Jun 10, 2021 · Amount on Record
Deed Document Number	202211879
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jul 16, 2026
Property Address	7904 MCCULLOCH RD, TEMPLE, TX 76502-6111
Document Number	0000035946
Instrument Date	Jul 16, 2026
Instrument	202635946
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7904 MCCULLOCH RD, TEMPLE, TX 76502-6111

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 24, 2022
Property Address	7904 MCCULLOCH RD, TEMPLE, TX 76502-6111
Document Number	0000011879
Map Reference	PL 2019 NO 45A&B
Instrument Date	Feb 22, 2022
Instrument	2022011879
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO K

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7904 NECULLOCH RD, 7904, TEMPLE, TX 76502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7904 NECULLOCH RD, TEMPLE, TX 76502

Mortgage

Document Number	0000011880
Date	Feb 24, 2022
Instrument	2022011880

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 10, 2021
Property Address	7904 MCCULLOCH RD, TEMPLE, TX 76502-6111
Document Number	0000036453
Map Reference	DOC 2019-45A&B
Instrument Date	May 27, 2021
Instrument	2021036453
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1297, SALADO, TX 76571-1297
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036454
Date	Jun 10, 2021
Instrument	2021036454

Lender

Name	FIRST TEXAS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	11 Months
Due	May 27, 2022

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,214.00 (-27.84%)	$302,166 (-4.02%) Land $40,000 Building $262,166	$302,166 (-4.02%) Land $40,000 Building $262,166
2023	$7,226.00 (+11.08%)	$314,818 Land $40,000 Building $274,818	$314,818 Land $40,000 Building $274,818
2022	$6,505.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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