7816 McCulloch Rd, Temple, TX 76502 Property Records

Bell County property record for 7816 McCulloch Rd, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,564 sqft · built 2021
Lot Size	0.137 acres (5,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,345 (Jan 2022)
Tax Bill	$6,596 (2025)
Deeds & Mortgages	Mar 2022 Transfer Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0922918956`

Property Details

APN / Parcel Number

Primary APN	`0922918956`
Alternative APNs	`489083` `843828`

Interior

Stories	1 Story
Building Area	1,564 sqft Living Area
1st Floor Area	1,564 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,999 sqft (0.137 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7816 MCCULLOCH RD
City	TEMPLE
State	TX
Zip	76502-6110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE AT PEA RIDGE PHASE I, BLOCK 003, LOT 0037
Legal Subdivision	THE RESERVE AT PEA RIDGE PHASE I
Legal Block	3
Legal Lot Number	37
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1011
Census Tract	20301

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7816 MCCULLOCH RD, TEMPLE, TX 76502-6110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Correction Deed MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO
Jan 20, 2022	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 2, 2021	Vendor's Lien, Transfer BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Prior Sale	Jun 2, 2021 · Amount on Record
Deed Document Number	20223814
Prior Transfer Date	May 20, 2021
Prior Transfer Doc	0000034438
Record Updated	Oct 29, 2026

March 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	BELL TX
Recording Date	Mar 22, 2022
Property Address	7816 MCCULLOCH RD, TEMPLE, TX 76502-6110
Document Number	0000018211
Instrument Date	Mar 15, 2022
Instrument	2022018211
Record Updated	Nov 16, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7816 MCCULLOCH RD, TEMPLE, TX 76502-6110

January 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jan 20, 2022
Property Address	7816 MCCULLOCH RD, TEMPLE, TX 76502-6110
Document Number	0000003814
Map Reference	DOC 2019-45A&B
Instrument Date	Jan 14, 2022
Instrument	2022003814
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 16, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO K

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1297, SALADO, TX 76571-1297

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7816 MCCULLOCH RD, TEMPLE, TX 76502-6110

Mortgage

Document Number	0000003815
Date	Jan 20, 2022
Instrument	2022003815

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 2, 2021
Property Address	7816 MCCULLOCH RD, TEMPLE, TX 76502-6110
Document Number	0000034438
Map Reference	DOC 2019-45A&B
Instrument Date	May 20, 2021
Instrument	2021034438
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	MONTEITH ABSTRACT & TTL CO K

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1297, SALADO, TX 76571-1297
Investor	Possibly a Property Investor

Mortgage

Date	Jun 2, 2021

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0000034439
Date	Jun 2, 2021
Instrument	2021034439

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	HARKER HEIGHTS, TX 76548

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,596.00 (+0.44%)	$273,639 (-4.36%) Land $40,000 Building $233,639	$273,639 (-4.36%) Land $40,000 Building $233,639
2023	$6,567.00 (+12.91%)	$286,113 Land $40,000 Building $246,113	$286,113 Land $40,000 Building $246,113
2022	$5,816.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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