7904 Harbor Master Ct, Denver, NC 28037 Property Records

Lincoln County property record for 7904 Harbor Master Ct, Denver, NC 28037

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,138 sqft · built 2008
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on Record
Last Sale$387,500 (Nov 2018)
Tax Bill$3,763 (2026)
Deeds & MortgagesOct 2019 Line of Credit
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4603-70-6571

Property Details

APN / Parcel Number

Primary APN4603-70-6571
Alternative APNs
  • 270398
  • 87525

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area3,138 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleCustom Design
Lot Area24,829 sqft (0.57 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number270398
Street Address7904 HARBOR MASTER CT
CityDENVER
StateNC
Zip28037-8782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-SF
Legal Description#20 LT HARBOR MASTER
Legal SubdivisionSUBDIVISION PLAT OF HARBOR MASTER
Legal Lot Number20
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group1
Census Block1023
Census Tract71201

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7904 HARBOR MASTER CT, DENVER, NC 28037-8782
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2019Deed of Trust, Mortgage · Line of Credit
COASTAL FCU
Nov 14, 2018Warranty Deed, Transfer · Conventional with PMI
MOVEMENT MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2018 · Amount on Record
Deed SaleNov 14, 2018 · Amount on Record
Prior SaleJun 20, 2008 · Amount on Record
Deed Document Number2018585565
Deed Book / Page2781 / 574
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7904 HARBOR MASTER CT, DENVER, NC 28037-8782
Document Number2859342
Instrument DateOct 31, 2019
Transaction TypeMortgage
Record UpdatedNov 14, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address7904 HARBOR MASTER CT DENVER NC 280378782, DENVER, NC 28037-8782

Mortgage

Document Number2859342
DateNov 5, 2019
Book Page002859/000342
Instrument600145
Lender
NameCOASTAL FCU
TypeCredit Union
AddressRALEIGH, NC 27609
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 4, 2039
Interest
Rate TypeAdjustable Rate

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateNov 14, 2018
Property Address7904 HARBOR MASTER CT, DENVER, NC 28037-8782
Document Number2781574
Book / Page002781 / 000574
Instrument DateNov 14, 2018
Instrument585565
Transaction TypeTransfer
Record UpdatedNov 27, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$775.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7904 HARBOR MASTER CT DENVER NC 280378782, DENVER, NC 28037-8782

Mortgage

Document Number2781576
DateNov 14, 2018
Book Page002781/000576
Instrument585566
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 13, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,763.00 (+0.94%)$599,966 (-) Land $80,000 Building $519,966$599,966 (-) Land $80,000 Building $519,966
2023$3,728.00$599,966 Land $80,000 Building $519,966$599,966 Land $80,000 Building $519,966

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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