Lincoln County property record for 7886 Harbor Master Ct, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,944 sqft · built 2007 |
| Lot Size | 0.581 acres (25,308 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $341,000 (Dec 2007) |
| Tax Bill | $3,691 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4603-70-4478 |
| Primary APN | 4603-70-4478 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,944 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 25,308 sqft (0.581 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 304726 |
|---|---|
| Street Address | 7886 HARBOR MASTER CT |
| City | DENVER |
| State | NC |
| Zip | 28037-8099 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #22 LT HARBOR MASTER |
| Legal Subdivision | HARBOR MASTER |
| Legal Lot Number | 22 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 71201 |
7886 Harbor Master Ct is owner-occupied and held in a trust since June 2024.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 7886 HARBOR MASTER CT, DENVER, NC 28037-8099 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Nov 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2007 · Amount on File |
| Deed Sale | Dec 27, 2007 · Amount on File |
| Deed Document Number | 200719890 |
| Deed Book / Page | 1994 / 695 |
| Last Transfer Date | Jun 28, 2024 |
| Transfer Doc | 0003334412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7886 HARBOR MASTER CT, DENVER, NC 28037-8099 |
| Document Number | 2908243 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7886 HARBOR MASTER CT DENVER NC 280378099, DENVER, NC 28037-8099 |
| Document Number | 2908243 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 002908/000243 |
| Instrument | 608811 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7886 HARBOR MASTER CT, DENVER, NC 28037-8099 |
| Document Number | 2783271 |
| Instrument Date | Nov 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7886 HARBOR MASTER CT DENVER NC 280378099, DENVER, NC 28037-8099 |
| Document Number | 2783271 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 002783/000271 |
| Instrument | 585929 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2048 |
The 2026 property tax bill for 7886 Harbor Master Ct was $3,691.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,691.00 | $588,008 (-) Land $80,000 Building $508,008 | $588,008 (-) Land $80,000 Building $508,008 |
| 2025 | $3,691.00 | $588,008 Land $80,000 Building $508,008 | $588,008 Land $80,000 Building $508,008 |
| 2023 | $3,656.00 | $588,008 Land $80,000 Building $508,008 | $588,008 Land $80,000 Building $508,008 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7886 Harbor Master Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7886 Harbor Master Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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