7903 Vista Palma, Carlsbad, CA 92009 Property Records

San Diego County property record for 7903 Vista Palma, Carlsbad, CA 92009

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,037 sqft · built 2001
Lot Size0.188 acres (8,183 sqft)
OwnerTrust Name on File
Last Sale$550,000 (Mar 2003)
Tax Bill$9,975 (2025)
Deeds & MortgagesApr 2020 Line of Credit
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN255-282-12-00

Property Details

APN / Parcel Number

Primary APN255-282-12-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,037 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area8,183 sqft (0.188 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address7903 VISTA PALMA
CityCARLSBAD
StateCA
Zip92009-2910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-C
Legal DescriptionLOT 642 TR 013636
Legal SubdivisionCARLSBAD COURT
Legal Tract013636
Legal Block4
Legal Lot Number642
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4006
Census Tract20035

Owner

7903 Vista Palma is held in a trust since May 2013.

Source: San Diego County records, as of July 28, 2026

Owner of RecordTrust Name on File
Mailing Address11558 N 17TH WAY, GARDEN CITY, ID 83714-9369
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2020Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Dec 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2003 · Amount on File
Deed SaleMar 10, 2003 · Amount on File
Prior SaleDec 8, 2000 · Amount on File
Deed Document Number2003268422
Last Transfer DateMay 16, 2013
Transfer Doc0000315270
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address7903 VISTA PALMA, CARLSBAD, CA 92009-2910
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000207351
DateApr 23, 2020
Instrument2020-0207351
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 15, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address7903 VISTA PALMA, CARLSBAD, CA 92009-2910
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name
Address7903 VISTA PALMA, CARLSBAD, CA 92009-2910

Mortgage

Document Number0000789660
DateDec 9, 2020
Instrument2020-0789660
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7903 Vista Palma was $9,975.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityCarlsbad City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$812,494 (+2%) Land $386,283 Building $426,211
2025$9,975.00 Homeowner's exemption$796,563 Land $378,709 Building $417,854
2023$9,360.00 (+2.19%) Homeowner's exemption$765,633 Land $364,004 Building $401,629
2022$9,159.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7903 Vista Palma in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7903 Vista Palma has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people · EPA ID CA3710029
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ting
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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