7902 Vista Palma, Carlsbad, CA 92009 Property Records

San Diego County property record for 7902 Vista Palma, Carlsbad, CA 92009

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,797 sqft · built 2001
Lot Size0.262 acres (11,431 sqft)
Owner2 Company Names on Record
Last Sale$2,440,000 (Apr 2022)
Tax Bill$29,254 (2025)
Deeds & MortgagesJul 2026 Transfer
Jul 2022 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN255-282-25-00

Property Details

APN / Parcel Number

Primary APN255-282-25-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area2,797 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area11,431 sqft (0.262 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address7902 VISTA PALMA
CityCARLSBAD
StateCA
Zip92009-2910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-C
Legal DescriptionLOT 655 TR 013636
Legal SubdivisionCARLSBAD COURT
Legal Tract013636
Legal Block4
Legal Lot Number655
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4006
Census Tract20035

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address7902 VISTA PALMA, CARLSBAD, CA 92009-2910
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK NA
Apr 26, 2022Grant Deed, Transfer
LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Jul 22, 2021Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED AMERICAN MORTGAGE CORP
Oct 4, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Aug 10, 2017Deed of Trust, Mortgage
NEWFI LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2022 · Amount on Record
Deed SaleApr 26, 2022 · Amount on Record
Prior SaleJul 22, 2021 · Amount on Record
Deed Document Number2022180011
Last Transfer DateJul 13, 2026
Transfer Doc0000205624
Record UpdatedOct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 17, 2026
Property Address7902 VISTA PALMA, CARLSBAD, CA 92009-2910
Document Number0000205624
Instrument DateJul 13, 2026
Instrument2026205624
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address7902 VISTA PALMA, CARLSBAD, CA 92009-2910

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address7902 VISTA PALMA, CARLSBAD, CA 92009-2910
Transaction TypeMortgage
Record UpdatedJul 20, 2022
Title CompanyTICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 N CROFT AVE 303, 303, LOS ANGELES, CA 90048-3430

Mortgage

Document Number0000283874
DateJul 12, 2022
Instrument2022-0283874
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

April 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 26, 2022
Property Address7902 VISTA PALMA, CARLSBAD, CA 92009-2910
Document Number0000180011
Map ReferenceMAP 13636
Instrument DateApr 14, 2022
Instrument2022-0180011
Transaction TypeTransfer
Record UpdatedMay 4, 2022
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address7902 VISTA PALMA, CARLSBAD, CA 92009-2910

July 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 22, 2021
Property Address7902 VISTA PALMA, CARLSBAD, CA 92009-2910
Document Number0000524434
Map ReferenceMAP 13636
Instrument DateJul 22, 2021
Instrument2021-0524434
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7902 VISTA PALMA, CARLSBAD, CA 92009-2910

Mortgage

Document Number0000524435
DateJul 22, 2021
Instrument2021-0524435
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address7902 VISTA PALMA, CARLSBAD, CA 92009-2910
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7902 VISTA PALMA, CARLSBAD, CA 92009-2910

Mortgage

Document Number0000832110
DateDec 23, 2020
Instrument2020-0832110
Lender
NameUNITED AMERICAN MORTGAGE CORP
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address7902 VISTA PALMA, CARLSBAD, CA 92009-2910
Document Number0000456990
Instrument DateOct 4, 2019
Transaction TypeMortgage
Record UpdatedOct 21, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address7902 VISTA PALMA CARLSBAD CA 920092910, CARLSBAD, CA 92009-2910

Mortgage

Document Number0000456990
DateOct 11, 2019
Instrument456990
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address7902 VISTA PALMA, CARLSBAD, CA 92009-2910
Document Number0000376704
Instrument DateAug 10, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2017
Title CompanyPACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address7902 VISTA PALMA CARLSBAD CA 920092910, CARLSBAD, CA 92009-2910

Mortgage

Document Number0000376704
DateAug 18, 2017
Instrument376704
Lender
NameNEWFI LNDG
AddressEMERYVILLE, CA 94608
Agreement
AmountAmount Recorded
Term360 Months
DueAug 17, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityCarlsbad City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,150,000 (-16.97%) Land $1,500,000 Building $650,000
2025$29,254.00 (+6.25%) Homeowner's exemption$2,589,347 (+4.04%) Land $2,058,743 Building $530,604
2023$27,532.00 (+31.88%)$2,488,800 Land $1,978,800 Building $510,000
2022$20,877.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people · EPA ID CA3710029
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ting
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

Nearby Properties on Vista Palma

Nearby Streets

Search Property Records by Address or Parcel Number