7900 State Rd O, Fulton, MO 65251 Property Records

Callaway County property record for 7900 State Rd O, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,046 sqft · built 1972
Lot Size	5.92 acres (258,311 sqft)
Owner	Individual Name on File
Tax Bill	$2,155 (2025)
Deeds & Mortgages	Jan 2022 Refinance May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-03.0-08.0-00-000-003.000`

Property Details

APN / Parcel Number

Primary APN	`19-03.0-08.0-00-000-003.000`
Alternative APN	`1903008000000000000`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,046 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	258,311 sqft (5.92 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	366 sqft
Deck Area	Deck Area
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1903008000000003000
Street Address	7900 STATE ROAD O
City	FULTON
State	MO
Zip	65251-6942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE
Jurisdiction	CALLAWAY MO
Township / Civil Division	AUXVASSE
Census Block Group	3
Census Block	3074
Census Tract	70200

Owner

7900 State Rd O is owned and occupied by an individual who acquired it in May 2018.

Source: Callaway County records, as of January 14, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7900 STATE ROAD O, FULTON, MO 65251-6942
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
May 11, 2018	Deed of Trust, Mortgage QUICKEN LOAN INC
May 11, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2018
Deed Sale	May 11, 2018
Prior Sale	Nov 21, 2016
Deed Document Number	201802896
Deed Book / Page	472 / 367
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	7900 STATE ROAD O, FULTON, MO 65251-6942
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000497/290
Date	Jan 13, 2022
Book Page	497/290
Instrument	202200296

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2032

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	7900 STATE ROAD O, FULTON, MO 65251-6942
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000240/0000000625
Date	May 11, 2018
Book Page	0000000240/0000000625
Instrument	201802897

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	May 11, 2018
Property Address	7900 STATE ROAD O, FULTON, MO 65251-6942
Document Number	472/367
Book / Page	472 / 367
Instrument Date	May 10, 2018
Instrument	201802896
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7900 STATE ROAD O, FULTON, MO 65251-6942

Tax Assessment & Valuation

The 2025 property tax bill for 7900 State Rd O was $2,155, up 0.1% from the year before.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	South Callaway County R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,155.00 (+0.14%)	$54,726 (-)	$288,030 (-)
2024	$2,152.00	$54,726 (-)	$288,030 (-)
2023	$2,152.00 (+0.84%)	$54,726 (+0.88%)	$288,030
2022	$2,134.00	$54,251 Land $5,634 Building $48,617
2021			$285,530 Land $29,650 Building $255,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7900 State Rd O in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1995–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7900 State Rd O is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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