7489 State Rd O, Fulton, MO 65251 Property Records

Callaway County property record for 7489 State Rd O, Fulton, MO 65251

Property Summary

Property Type	Rural Home
Details	2 ba · 1,657 sqft · built 1960
Lot Size	12.9 acres (564,538 sqft)
Owner	2 Individual Names on File
Last Sale	$212,500 (Jul 2021)
Tax Bill	$1,317 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-03.0-06.0-00-000-002.001`

Property Details

APN / Parcel Number

Primary APN	`19-03.0-06.0-00-000-002.001`
Alternative APN	`1903006000000000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,657 sqft Living Area
1st Floor Area	1,141 sqft
Basement Area	1,141 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Construction Type	Brick
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	564,538 sqft (12.9 acres)
Porch	Slab
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	1903006000000002001
Street Address	7489 STATE ROAD O
City	FULTON
State	MO
Zip	65251-6926
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT E 1/2 SW1/4 NE 1/4 NO SURVEY
Legal Range	08W
Legal Township	46N
Legal Section	06
Jurisdiction	CALLAWAY MO
Township / Civil Division	EAST FULTON
Census Block Group	2
Census Block	2091
Census Tract	70200

Owner

7489 State Rd O, a rural home, is owned by two individuals who bought it in July 2021.

Source: Callaway County records, as of January 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9100 COUNTY ROAD 435, FULTON, MO 65251-7137
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTRAL TRUST BANK
Feb 14, 2024	Deed of Trust, Mortgage · Conventional Mortgage THE CENTRAL TRUST BANK
Jul 16, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Deed Document Number	20215565
Deed Book / Page	493 / 884
Prior Transfer Date	Jul 15, 2021
Prior Transfer Doc	000493/884
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	7489 STATE ROAD O, FULTON, MO 65251-6926
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000247/198
Date	Jul 16, 2021
Book Page	247/198
Instrument	202105566

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	7489 STATE ROAD O, FULTON, MO 65251-6926
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000511/546
Date	Feb 14, 2024
Book Page	511/546
Instrument	202400675

Lender

Name	THE CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jul 16, 2021
Property Address	7489 STATE ROAD O, FULTON, MO 65251-6926
Document Number	000493/884
Book / Page	493 / 884
Instrument Date	Jul 15, 2021
Instrument	202105565
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9100 COUNTY ROAD 435, FULTON, MO 65251-7137
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 7489 State Rd O was $1,317, down 0.2% from the year before.

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	South Callaway County R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,317.00 (-0.23%)	$31,674 (-0.37%)	$167,030 (-0.58%)
2024	$1,320.00 (+111.54%)	$31,792 (+110.82%)	$168,010 (+109.88%)
2023	$624.00 (+3.31%)	$15,080 (+3.25%)	$80,050
2022	$604.00	$14,605 Land $1,362 Building $13,243
2021			$77,550 Land $7,850 Building $69,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7489 State Rd O in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7489 State Rd O is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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