7900 Ruby St, Utica, MI 48317 Property Records

Macomb County property record for 7900 Ruby St, Utica, MI 48317 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1940
Square Footage1,004 sqft Living Area
Lot Size12,327 sqft (0.283 acres)
GarageDetached, 484 sqft
OccupancyOwner Occupied
Last Sale$122,000 (2014)
Tax Bill$2,720.00 (2025)

Property Details

APN / Parcel Number

Primary APN11-07-33-278-011
Alternative APN
  • 0733278011

Interior

Full Baths1 Baths
Building Area1,004 sqft Living Area
1st Floor1,004 sqft 1st Floor
Basement Area484 sqft Basement
Unfinished Basement484 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleRanch Style
Exterior MaterialBrick Exterior
Lot Area12,327 sqft (0.283 acres)
Depth X Width187 ft x 66 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area484 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address7900 RUBY ST
CityUTICA
StateMI
Zip48317-5347
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASSESSORS PLAT NO 2 LOT 11 CITY OF UTICA
Legal SubdivisionASSESSORS PLAT NO 2
Legal Lot Number11
JurisdictionMACOMB MI
Minor Civil DivisionUTICA
Census Blockgroup2
Census Block2002
Census Tract228100

Owner

Source: Macomb County records · APN 11-07-33-278-011

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7900 RUBY ST, UTICA, MI 48317-5347
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Feb 11, 2021Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 17, 2014 · Amount on Record
Deed SaleSep 17, 2014 · Amount on Record
Deed Doc Number20144113346
Deed Book / Page23016 / 362
Record RefreshedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address7900 RUBY ST, UTICA, MI 48317-5347
Transaction TypeMortgage
Record UpdatedSep 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7900 RUBY ST, UTICA, MI 48317-5347

Mortgage

Document Number0000111829
DateSep 17, 2020
Book Page27002/100
Instrument2111829
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 01, 2050

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address7900 RUBY ST, UTICA, MI 48317-5347
Transaction TypeMortgage
Record UpdatedSep 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7900 RUBY ST, UTICA, MI 48317-5347

Mortgage

Document Number0000122939
DateFeb 11, 2021
Book Page27417/866
Instrument2122939
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 01, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityUtica City
Unified School DistrictUtica Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$105,500 (+25.74%)$211,000 (+25.74%)
2025$2,720.00 (+12.86%)
2023$83,900$167,800
2022$2,410.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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