7897 Ruby St, Utica, MI 48317 Property Records

Macomb County property record for 7897 Ruby St, Utica, MI 48317 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1931
Square Footage	1,081 sqft Living Area
Lot Size	11,979 sqft (0.275 acres)
Garage	Detached, 1,020 sqft
Occupancy	Owner Occupied
Last Sale	$90,000 (2015)
Tax Bill	$2,686.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`11-07-33-277-019`
Alternative APN	`0733277019`

Interior

Full Baths	1 Baths
Building Area	1,081 sqft Living Area
1st Floor	1,081 sqft 1st Floor
Basement Area	1,081 sqft Basement
Unfinished Basement	1,081 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Ranch Style
Exterior Material	Brick Exterior
Lot Area	11,979 sqft (0.275 acres)
Depth X Width	187 ft x 64 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Detached Garage
Garage Area	1,020 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	7897 RUBY ST
City	UTICA
State	MI
Zip	48317-5348
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OAKDALE SUBDIVISION LOT 8
Legal Subdivision	OAKDALE SUBDIVISION
Legal Lot Number	8
Jurisdiction	MACOMB MI
Minor Civil Division	UTICA
Census Blockgroup	2
Census Block	2003
Census Tract	228100

Owner

Source: Macomb County records · APN 11-07-33-277-019

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7897 RUBY ST, UTICA, MI 48317-5348
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 07, 2015 · Amount on Record
Deed Sale	May 07, 2015 · Amount on Record
Deed Doc Number	20155059890
Deed Book / Page	23396 / 714
Record Refreshed	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	7897 RUBY ST, UTICA, MI 48317-5348
Document Number	0000042971
Instrument Date	Apr 06, 2018
Transaction Type	Mortgage
Record Updated	May 03, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	7897 RUBY ST UTICA MI 483175348, UTICA, MI 48317-5348

Mortgage

Document Number	0000042971
Date	Apr 11, 2018
Book Page	025308/000660
Instrument	42971

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Utica City
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,300 (+23.37%)	$238,600 (+23.37%)
2025	$2,686.00 (+12.86%)
2023		$96,700	$193,400
2022	$2,380.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.