Bergen County and Edgewater Borough property record for 790 Undercliff Ave, #2, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 3,104 sqft · built 2020 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,410,000 (Mar 2021) |
| Tax Bill | $24,152 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00011-0000-00007-0000-C0002 |
| Primary APN | 13-00011-0000-00007-0000-C0002 |
|---|
| Units | 3 Units |
|---|---|
| Building Area | 3,104 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Condo/Apartment |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Street Address | 790 UNDERCLIFF AVE, 2 |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 25X100 |
| Legal Subdivision | 790 UNDERCLIFF AVE CONDO |
| Legal Block | 11 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13002 |
Source: Bergen County and Edgewater Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 790 UNDERCLIFF AVE, 2, EDGEWATER, NJ 07020-1827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Mar 29, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2021 · Amount on Record |
| Deed Sale | Mar 29, 2021 · Amount on Record |
| Deed Document Number | 202144756 |
| Deed Book / Page | 4040 / 1301 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 790 UNDERCLIFF AVE # 2, 2, EDGEWATER, NJ 07020-1827 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0040631091 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 4063/1091 |
| Instrument | 2021052051 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 29, 2021 |
| Property Address | 790 UNDERCLIFF AVE # 2, 2, EDGEWATER, NJ 07020-1827 |
| Document Number | 0040401301 |
| Book / Page | 4040 / 1301 |
| Map Reference | MB 3626 PG 1056 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 2021044756 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28,636.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 143, EDGEWATER, NJ 07020-0143 |
| Name | Verified Name |
|---|---|
| Address | 790 UNDERCLIFF AVE APT 2, 2, EDGEWATER, NJ 07020-1827 |
| Document Number | 2021044757 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021044757 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,566,100 (+6.67%) Land $315,000 Building $1,251,100 | $1,566,100 (+6.67%) Land $315,000 Building $1,251,100 | |
| 2025 | $24,152.00 (+5.96%) | $1,468,200 (+5.21%) Land $297,500 Building $1,170,700 | $1,468,200 (+5.21%) Land $297,500 Building $1,170,700 |
| 2024 | $22,794.00 (+4.01%) | ||
| 2023 | $1,395,500 Land $275,000 Building $1,120,500 | $1,395,500 Land $275,000 Building $1,120,500 | |
| 2022 | $21,915.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1989) |
| Most Recent Claim | May 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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