790 Spruce Rd, Warminster, PA 18974 Property Records

Bucks County property record for 790 Spruce Rd, Warminster, PA 18974

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,024 sqft · built 1957
Lot Size0.258 acres (11,250 sqft)
Owner2 Individual Names on File
Last Sale$354,000 (Oct 2022)
Tax Bill$5,055 (2025)
Deeds & MortgagesApr 2021 Mortgage
Oct 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN49-011-165

Property Details

APN / Parcel Number

Primary APN49-011-165

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,024 sqft Living Area
1st Floor Area1,024 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleSplit Level
Construction TypeFrame
Lot Area11,250 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address790 SPRUCE RD
CityWARMINSTER
StatePA
Zip18974-4326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionWARMINSTER VILLAGE LOT 13 8 75X150
Legal SubdivisionWARMINSTER VILLAGE
Legal Block11
Legal Lot Number13
JurisdictionBUCKS PA
Township / Civil DivisionWARMINSTER
Census Block Group4
Census Block4001
Census Tract101611

Owner

790 Spruce Rd is owned and occupied by two individuals who bought it in October 2022.

Source: Bucks County records, as of May 29, 2026

Owner of Record2 Individual Names on File
Mailing Address790 SPRUCE RD, WARMINSTER, PA 18974-4326
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
POLICE & FIRE FCU
Oct 3, 2022Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
POLICE & FIRE FCU
Jun 8, 2018Deed of Trust, Mortgage · Conventional Mortgage
POLICE FIRE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2022 · Amount on File
Deed SaleOct 3, 2022 · Amount on File
Prior SaleMay 21, 2004 · Amount on File
Deed Document Number202260202
Prior Transfer DateNov 4, 2014
Prior Transfer Doc0000062404
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCKS PA
Property Address790 SPRUCE RD, WARMINSTER, PA 18974-4326
Transaction TypeMortgage
Record UpdatedMar 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038419
DateApr 22, 2021
Instrument2021038419
Lender
NamePOLICE & FIRE FCU
TypeCredit Union
AddressBENSALEM, PA 19020
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term238 Months
DueFeb 1, 2041

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionBUCKS PA
Recording DateOct 3, 2022
Property Address790 SPRUCE RD, WARMINSTER, PA 18974-4326
Document Number0000060202
Map ReferenceMB 7 PG 47
Instrument DateSep 26, 2022
Instrument2022060202
Transaction TypeTransfer
Record UpdatedMar 15, 2023
Title CompanyPROFESSIONAL GROUP ABSTRACT LLC, PROFESSIONAL GROUP ABSTRACT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,540.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address790 SPRUCE RD, WARMINSTER, PA 18974-4326

Mortgage

Document Number0000060203
DateOct 3, 2022
Instrument2022060203
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCKS PA
Property Address790 SPRUCE RD, WARMINSTER, PA 18974-4326
Document Number0000041171
Instrument DateJun 18, 2020
Transaction TypeMortgage
Record UpdatedAug 21, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address790 SPRUCE RD WARMINSTER PA 189744326, WARMINSTER, PA 18974-4326

Mortgage

Document Number0000041171
DateJul 1, 2020
Instrument41171
Lender
NamePOLICE & FIRE FCU
AddressBENSALEM, PA 19020
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJun 30, 2030

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCKS PA
Property Address790 SPRUCE RD, WARMINSTER, PA 18974-4326
Document Number0000033352
Instrument DateJun 8, 2018
Transaction TypeMortgage
Record UpdatedJul 10, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address790 SPRUCE RD WARMINSTER PA 189744326, WARMINSTER, PA 18974-4326

Mortgage

Document Number0000033352
DateJun 25, 2018
Instrument33352
Lender
NamePOLICE FIRE FCU
TypeCredit Union
AddressBENSALEM, PA 19020
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJun 24, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 790 Spruce Rd was $5,055, up 3.2% from the year before.

Source: Bucks County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBucks County
County SubdivisionWarminster Township
Unified School DistrictCentennial School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$23,200 (-) Land $5,240 Building $17,960
2025$5,055.00 (+3.25%)$23,200 (-) Land $5,240 Building $17,960
2024$4,896.00 (+3.18%)$23,200 (-) Land $5,240 Building $17,960
2023$4,745.00$23,200 Land $5,240 Building $17,960
1972$317,807 Land $71,781 Building $246,026

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 790 Spruce Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 790 Spruce Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARMINSTER MUNICIPAL AUTHORITY
serves 36,000 people · EPA ID PA1090069
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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