781 Spruce Rd, Warminster, PA 18974 Property Records

Bucks County property record for 781 Spruce Rd, Warminster, PA 18974

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,024 sqft · built 1957
Lot Size0.232 acres (10,125 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Nov 2009)
Tax Bill$4,532 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN49-011-174

Property Details

APN / Parcel Number

Primary APN49-011-174

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,024 sqft Living Area
1st Floor Area1,024 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleSplit Level
Construction TypeFrame
Lot Area10,125 sqft (0.232 acres)
Lot Dimensions135 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address781 SPRUCE RD
CityWARMINSTER
StatePA
Zip18974-4382
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionWARMINSTER VILLAGE LOT #1 50 75X135
Legal SubdivisionWARMINSTER VILLAGE
Legal Block11
Legal Lot Number1
JurisdictionBUCKS PA
Township / Civil DivisionWARMINSTER
Census Block Group4
Census Block4002
Census Tract101611

Owner

781 Spruce Rd is owned and occupied by two individuals who bought it in November 2009.

Source: Bucks County records, as of May 29, 2026

Owner of Record2 Individual Names on File
Mailing Address781 SPRUCE RD, WARMINSTER, PA 18974-4382
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2009 · Amount on File
Deed SaleNov 4, 2009 · Amount on File
Prior SaleApr 21, 1959
Deed Document Number200990857
Deed Book / Page6259 / 1903
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCKS PA
Property Address781 SPRUCE RD, WARMINSTER, PA 18974-4382
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005333
DateJan 19, 2021
Instrument2021005333
Lender
NameABSOLUTE HOME MORTGAGE CORP
TypeMortgage Company
AddressFAIRFIELD, NJ 07004
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 781 Spruce Rd was $4,532, up 3.2% from the year before.

Source: Bucks County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBucks County
County SubdivisionWarminster Township
Unified School DistrictCentennial School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$20,800 Land $5,000 Building $15,800
2025$4,532.00 (+3.23%)
2024$4,390.00$20,800 Land $5,000 Building $15,800
1972$284,930 Land $68,493 Building $216,437

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 781 Spruce Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 781 Spruce Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARMINSTER MUNICIPAL AUTHORITY
serves 36,000 people · EPA ID PA1090069
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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