790 Saddle Creek Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 790 Saddle Creek Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,176 sqft · built 2017
Lot Size	0.303 acres (13,195 sqft)
Owner	Company Name on File
Tax Bill	$3,638 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-06-18-0-00300-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-06-18-0-00300-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	2,176 sqft Adjusted Area
1st Floor Area	1,833 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,195 sqft (0.303 acres)
Lot Dimensions	132 ft deep x 38 ft wide

Location & Zoning

Street Address	790 SADDLE CREEK CV
City	HERNANDO
State	MS
Zip	38632-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	DEER CREEK SEC G LOT 300
Legal Range	007
Legal Township	03S
Legal Section	06
Legal Subdivision	DEER CREEK
Legal Lot Number	300
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1017
Census Tract	71121

Owner

790 Saddle Creek Cv is owned by a company that acquired it in April 2023.

Source: DeSoto County records, as of December 23, 2025

Owner of Record	Company Name on File
Mailing Address	5863 SCOTT BLVD, HORN LAKE, MS 38637-3350
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
May 22, 2017	Deed of Trust, Mortgage FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2023
Deed Sale	Apr 17, 2023
Prior Sale	Mar 25, 2015 · Amount on File
Deed Book / Page	1023 / 6010
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	790 SADDLE CREEK CV, HERNANDO, MS 38632-1401
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5663/15102
Date	Feb 13, 2026
Book Page	5663/15102

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 15, 2031

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	790 SADDLE CREEK CV, HERNANDO, MS 38632-1401
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170522010123130
Date	May 22, 2017
Instrument	20170522010123130

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Amount	Amount on Record
Term	60 Months
Due	May 15, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 790 Saddle Creek Cv was $3,638.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,638.00	$31,235 Land $4,500 Building $26,735	$208,232 Land $30,000 Building $178,232
2023	$3,180.00	$22,926	$152,838 Land $30,000 Building $122,838

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 790 Saddle Creek Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 790 Saddle Creek Cv is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	NESBIT WATER ASSOCIATION
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Saddle Creek Cv

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures