DeSoto County property record for 783 Saddle Creek Cv, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,423 sqft · built 2016 |
| Lot Size | 0.336 acres (14,622 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,204 (2025) |
| Deeds & Mortgages | May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-06-18-0-00297-00 |
| Primary APN | 3-07-3-06-18-0-00297-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,423 sqft Adjusted Area |
| 1st Floor Area | 1,787 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 14,622 sqft (0.336 acres) |
| Lot Dimensions | 137 ft deep x 36 ft wide |
| Patio Area | 256 sqft |
| Street Address | 783 SADDLE CREEK CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 |
| Legal Description | DEER CREEK SEC G LOT 297 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 06 |
| Legal Subdivision | DEER CREEK |
| Legal Lot Number | 297 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 71121 |
Source: DeSoto County records, as of December 23, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 783 SADDLE CREEK CV, HERNANDO, MS 38632-1400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2025 |
| Deed Sale | Aug 4, 2025 |
| Prior Sale | May 26, 2023 |
| Deed Book / Page | 1025 / 14931 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 26, 2023 |
| Property Address | 783 SADDLE CREEK CV, HERNANDO, MS 38632-1400 |
| Document Number | 01023/8893 |
| Book / Page | 1023 / 8893 |
| Map Reference | MB 95 PG 8 |
| Instrument Date | May 25, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | NOT AVAILABLE, REALTY T&E HERNANDO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 375 HAISE LN, GULF SHORES, AL 36542-3340 |
| Name | Verified Name |
|---|---|
| Address | 783 SADDLE CREEK CV, HERNANDO, MS 38632-1400 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,204.00 (-15.98%) | $17,835 (-) Land $3,000 Building $14,835 | $178,352 (-) Land $30,000 Building $148,352 |
| 2023 | $1,433.00 | $17,835 | $178,352 Land $30,000 Building $148,352 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | NESBIT WATER ASSOCIATION |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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