790 Ridge Rd, Durango, CO 81303 Property Records

La Plata County property record for 790 Ridge Rd, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 1984
Lot Size	3.3 acres (143,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,000 (Aug 2012)
Tax Bill	$2,200 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5661-274-05-069`

Property Details

APN / Parcel Number

Primary APN	`5661-274-05-069`
Alternative APN	`R010052`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,596 sqft Living Area
Gross Area	1,996 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Lot Area	143,748 sqft
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	21 sqft
Deck Area	Deck Area
Patio Area	435 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R010052
Street Address	790 RIDGE RD
City	DURANGO
State	CO
Zip	81303-6431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RAFTER J OPEN A LOT: 130C 790 RIDGE RD DURANGO 81303
Legal Subdivision	RAFTER J OPEN A
Legal Block	3
Legal Lot Number	130C
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3000
Census Tract	970701

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	790 RIDGE RD, DURANGO, CO 81303-6431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Apr 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2012 · Amount on Record
Deed Sale	Aug 10, 2012 · Amount on Record
Prior Sale	Oct 21, 1997 · Amount on Record
Deed Document Number	20121051081
Last Transfer Date	Apr 21, 2021
Transfer Doc	0001191229
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	790 RIDGE RD, DURANGO, CO 81303-6431
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	790 RIDGE RD, DURANGO, CO 81303-6431

Mortgage

Document Number	0001211718
Date	Jun 16, 2022
Instrument	1211718

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	Apr 26, 2021
Property Address	790 RIDGE RD, DURANGO, CO 81303-6431
Document Number	0001191229
Map Reference	DOC 382740
Instrument Date	Apr 21, 2021
Instrument	1191229
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	790 RIDGE RD, DURANGO, CO 81303-6431

Mortgage

Document Number	0001191230
Date	Apr 26, 2021
Instrument	1191230

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	790 RIDGE RD, DURANGO, CO 81303-6431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001132335
Date	Aug 18, 2017
Instrument	1132335

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	DENVER, CO 80206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 14, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,260 (-2.07%) Land $13,870 Building $25,390	$641,540 (-) Land $226,630 Building $414,910
2025	$2,200.00 (+65.17%)	$40,090 (+26.35%) Land $14,160 Building $25,930	$641,540 (+35.46%) Land $226,630 Building $414,910
2023	$1,332.00 (+12.31%)	$31,730 (+13.56%) Land $11,030 Building $20,700	$473,610 (+17.8%) Land $164,630 Building $308,980
2022	$1,186.00	$27,940 Land $9,790 Building $18,150	$402,060 Land $140,880 Building $261,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 94% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DURANGO WA private · serves 1,577 people · EPA ID CO0134530
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018
Treatment and Procedure	No certified operator Jun 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
AlignTec Fixed Wireless	50 / 25

May also be available: AT&T, CenturyLink, T-Mobile, Verizon.

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