790 E Waugh Rd, Olive Hill, KY 41164 Property Records

Carter County property record for 790 E Waugh Rd, Olive Hill, KY 41164

Property Summary

Property Type	Single Family Home
Details	1,792 sqft · built 1900
Lot Size	0.539 acres (23,494 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Oct 2023)
Tax Bill	$1,945 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`043-10-10-006.00`

Property Details

APN / Parcel Number

Primary APN	`043-10-10-006.00`
Alternative APN	`29474`

Interior

Stories	1 Story
Building Area	1,792 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	23,494 sqft (0.539 acres)

Location & Zoning

Account Number	29474
Street Address	790 E WAUGH RD
City	OLIVE HILL
State	KY
Zip	41164-7957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	CARTER KY
Township / Civil Division	OLIVE HILL
Census Block Group	3
Census Block	3042
Census Tract	960200

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	790 E WAUGH RD, OLIVE HILL, KY 41164-7957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Commercial Mortgage THE COMMERCIAL BANK OF GRAYSON
Nov 22, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Prior Sale	May 17, 2023 · Amount on Record
Deed Document Number	2023571662
Deed Book / Page	508 / 486
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	790 E WAUGH RD, OLIVE HILL, KY 41164-7957
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	790 E WAUGH RD, OLIVE HILL, KY 41164-7957

Mortgage

Document Number	0000551/70
Date	Jan 7, 2026
Book Page	551/70
Instrument	1023303

Lender

Name	THE COMMERCIAL BANK OF GRAYSON
Type	Bank
Address	155 E TOM T HALL BLVD, OLIVE HILL, KY 41164

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Dec 19, 2035

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Nov 22, 2019
Property Address	790 E WAUGH RD, OLIVE HILL, KY 41164-7957
Document Number	0OR421/743
Book / Page	OR421 / 743
Instrument Date	Nov 22, 2019
Instrument	400993
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Tax	$12.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 256, OLIVE HILL, KY 41164-0256

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	790 E WAUGH RD, OLIVE HILL, KY 41164-7957

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Municipality	Olive Hill City
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,945.00 (+1,005.11%)	$277,140 (+1,251.9%)	$277,140 (+1,251.9%)
2023	$176.00	$20,500	$20,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (2000–2015)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide
Claims by Event	Severe Storms, Flooding, And Mudslides, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVE HILL MUNICIPAL WATER WORKS serves 6,192 people · EPA ID KY0220335
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Apr 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	300 / 20

May also be available: T-Mobile.

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