720 E Waugh Rd, Olive Hill, KY 41164 Property Records

Carter County property record for 720 E Waugh Rd, Olive Hill, KY 41164

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1991
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Feb 2026)
Tax Bill	$624 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043-10-10-009.00`

Property Details

APN / Parcel Number

Primary APN	`043-10-10-009.00`
Alternative APN	`21830`

Interior

Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Other
Heating Fuel	Electric

Location & Zoning

Account Number	21830
Street Address	720 E WAUGH RD
City	OLIVE HILL
State	KY
Zip	41164-7957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 0.22 ACRE
Jurisdiction	CARTER KY
Township / Civil Division	OLIVE HILL
Census Block Group	3
Census Block	3042
Census Tract	960200

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 E WAUGH RD, OLIVE HILL, KY 41164-7957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF GRAYSON
Nov 17, 2025	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF GRAYSON
Sep 15, 2025	Commissioner's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2026 · Amount on Record
Deed Sale	Feb 9, 2026 · Amount on Record
Prior Sale	Sep 15, 2025 · Amount on Record
Deed Document Number	20261024200
Deed Book / Page	552 / 413
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	720 E WAUGH RD, OLIVE HILL, KY 41164-7957
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 WOODLAND DR, OLIVE HILL, KY 41164-8637

Mortgage

Document Number	000552/417
Date	Feb 9, 2026
Book Page	552/417
Instrument	1024204

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank
Address	168 RAILROAD ST, OLIVE HILL, KY 41164

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2046

Interest

Rate Type	Adjustable Rate

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	720 E WAUGH RD, OLIVE HILL, KY 41164-7957
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 IRWIN RD, OLIVE HILL, KY 41164-7420

Mortgage

Document Number	000548/332
Date	Nov 17, 2025
Book Page	548/332
Instrument	1021655

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank
Address	168 RAILROAD ST, OLIVE HILL, KY 41164

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 4, 2045

Interest

Rate Type	Adjustable Rate

September 2025: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	CARTER KY
Recording Date	Sep 15, 2025
Property Address	720 E WAUGH RD, OLIVE HILL, KY 41164-7957
Document Number	0000545/48
Book / Page	545 / 48
Instrument Date	Aug 29, 2025
Instrument	1011406
Transaction Type	Foreclosure
Record Updated	Sep 26, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 IRWIN RD, OLIVE HILL, KY 41164-7420

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Municipality	Olive Hill City
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$624.00 (+5.94%)	$73,200 (+6.55%)	$73,200 (+6.55%)
2024	$589.00 (-0.51%)	$68,700 (-)	$68,700 (-)
2023	$592.00	$68,700	$68,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (2000–2015)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide
Claims by Event	Severe Storms, Flooding, And Mudslides, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVE HILL MUNICIPAL WATER WORKS serves 6,192 people · EPA ID KY0220335
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Apr 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	300 / 20

May also be available: T-Mobile.

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