Cherokee County property record for 790 Co Rd 640, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 960 sqft · built 1992 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $488 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-10-07-25-0-000-213.000 |
| Primary APN | 13-10-07-25-0-000-213.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 31,799 sqft (0.73 acres) |
| Porch | Patio |
| Porch Area | 480 sqft |
| Account Number | 19153 |
|---|---|
| Street Address | 790 COUNTY ROAD 640 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-2608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 66 BLK 7 DESOTO WEISS ESTATES SUBD 9/105 |
| Legal Range | 10E |
| Legal Township | 09S |
| Legal Section | 25 |
| Legal Subdivision | DESOTO WEISS ESTATES |
| Legal Block | 7 |
| Legal Lot Number | 66 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 955701 |
790 Co Rd 640 is owned by an individual who acquired it in July 2006.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1401, ROME, GA 30162-1401 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2006 |
| Deed Sale | Jul 19, 2006 |
| Deed Book / Page | 127 / 99 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 790 Co Rd 640 was $488, up 7% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $488.00 (+7.02%) | ||
| 2025 | $456.00 (+5.31%) | $5,440 (+11.02%) Land $5,040 Building $400 | $108,500 (+5.24%) Land $50,400 Building $58,100 |
| 2024 | $433.00 | $4,900 (-52.52%) Land $4,500 Building $400 | $103,100 (-) Land $45,000 Building $58,100 |
| 2023 | $433.00 | $10,320 (+110.61%) | $103,100 (-) Land $45,000 Building $58,100 |
| 2022 | $433.00 | $4,900 Land $4,500 Building $400 | $103,100 Land $45,000 Building $58,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 790 Co Rd 640 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 790 Co Rd 640 is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 84% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187 |
|---|---|
| Water Source | Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
4G LTE only, no 5G reported
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