Cherokee County property record for 785 Co Rd 640, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 1,120 sqft · built 2009 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-10-07-25-0-000-002.009 |
| Primary APN | 13-10-07-25-0-000-002.009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,120 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.269 acres) |
| Account Number | 29749 |
|---|---|
| Street Address | 785 COUNTY ROAD 640 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-2611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMM AT THE SE COR OF SE/4 OF THE NW/4 W394.97 TO POB CONT W 99.77 N120 E99.27 S120 TO POB LESS & EXCEPT A TRACT; COMM A |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 955701 |
785 Co Rd 640 is owned and occupied by an individual who acquired it in September 2015.
Source: Cherokee County records, as of November 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 177, CEDAR BLUFF, AL 35959-0177 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2015 |
| Deed Sale | Sep 14, 2015 |
| Prior Sale | Nov 18, 2014 · Amount on File |
| Deed Document Number | 190224 |
| Record Updated | Jun 8, 2026 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $10,060 (-2.33%) Land $180 Building $9,880 | $103,000 (+0.19%) Land $1,700 Building $101,300 |
| 2023 | Additional exemption filed | $10,300 | $102,800 Land $1,500 Building $101,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 785 Co Rd 640 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 785 Co Rd 640 is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 84% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
4G LTE only, no 5G reported
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