Cherokee County property record for 790 Co Rd 514, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 2,059 sqft · built 2020 |
| Lot Size | 1.45 acres (63,162 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,745 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-14-03-08-0-000-063.010 |
| Primary APN | 13-14-03-08-0-000-063.010 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,059 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 63,162 sqft (1.45 acres) |
| Account Number | 28417 |
|---|---|
| Street Address | 790 COUNTY ROAD 514 |
| City | CENTRE |
| State | AL |
| Zip | 35960-6944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 COOSA COVE ESTATES 12/23 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 08 |
| Legal Subdivision | COVE ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 956000 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 790 COUNTY ROAD 514, CENTRE, AL 35960-6944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 790 COUNTY ROAD 514, CENTRE, AL 35960-6944 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 214876 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 214876 |
| Name | SOUTHERN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,745.00 (+7.25%) | ||
| 2025 | $1,627.00 (+2.78%) Homeowner's exemption | $40,020 (+2.72%) Land $16,060 Building $23,960 | $400,100 (+2.7%) Land $160,500 Building $239,600 |
| 2024 | $1,583.00 (+26.74%) Additional exemption filed | $38,960 (+25.6%) Land $15,000 Building $23,960 | $389,600 (+25.64%) Land $150,000 Building $239,600 |
| 2023 | $1,249.00 (-5.45%) Homeowner's exemption | $31,020 (-5.2%) | $310,100 (-5.2%) Land $68,000 Building $242,100 |
| 2022 | $1,321.00 Homeowner's exemption | $32,720 Land $8,500 Building $24,220 | $327,100 Land $85,000 Building $242,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 97.7% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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