700 Co Rd 514, Centre, AL 35960 Property Records

Cherokee County property record for 700 Co Rd 514, Centre, AL 35960 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1,574 sqft · built 2020
Lot Size	2.4 acres (104,544 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Apr 2025)
Tax Bill	$2,435 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2021 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`13-14-03-08-0-000-063.012`

Property Details

APN / Parcel Number

Primary APN	`13-14-03-08-0-000-063.012`
Alternative APNs	`ALT APN:1403080000063012` `211648` `214644`

Interior

Stories	2 Stories
Building Area	1,574 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	104,544 sqft (2.4 acres)
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	214644
Street Address	700 COUNTY ROAD 514
City	CENTRE
State	AL
Zip	35960-6944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 COOSA COVE ESTATES 12/23
Legal Subdivision	COVE ESTATES
Legal Lot Number	5
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	4
Census Block	4003
Census Tract	956000

Owner

Source: Cherokee County records · APN 13-14-03-08-0-000-063.012

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	700 COUNTY ROAD 514, CENTRE, AL 35960-6944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS INC
Mar 01, 2021	Warranty Deed, Transfer
Nov 01, 2019	Warranty Deed, Transfer
Jun 04, 2018	Survivorship Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 2025 · Amount on Record
Deed Sale	Apr 21, 2025 · Amount on Record
Prior Sale	Mar 24, 2022 · Amount on Record
Deed Document Number	238341
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Mar 24, 2022
Property Address	700 COUNTY ROAD 514, CENTRE, AL 35960-6944
Document Number	0000223434
Map Reference	PB 12 PG 23
Instrument Date	Mar 18, 2022
Instrument	223434
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 COUNTY ROAD 741, 65, CENTRE, AL 35960-3928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 COUNTY ROAD 514, CENTRE, AL 35960-6944

Mortgage

Document Number	0000223435
Date	Mar 24, 2022
Instrument	223435

Lender

Name	MORTGAGE INVESTORS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Mar 01, 2021
Property Address	700 COUNTY ROAD 514, CENTRE, AL 35960-6944
Document Number	0000216827
Map Reference	PB 12 PG 23
Instrument Date	Feb 26, 2021
Instrument	216827
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 ARMORY RD, 200, CENTRE, AL 35960-1602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 COUNTY ROAD 514, CENTRE, AL 35960-6944

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Nov 01, 2019
Property Address	700 COUNTY ROAD 514, CENTRE, AL 35960-6944
Document Number	0000209674
Map Reference	PB 12 PG 23
Instrument Date	Oct 31, 2019
Instrument	209674
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 607, CENTRE, AL 35960-0607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 ARMORY RD, CENTRE, AL 35960-1602

June 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jun 04, 2018
Property Address	700 COUNTY ROAD 514, CENTRE, AL 35960-6944
Document Number	0000202855
Instrument Date	Jun 04, 2018
Instrument	202855
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 603, CENTRE, AL 35960-0603

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 607, CENTRE, AL 35960-0607

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,435.00 (+1.84%) Homeowner's exemption	$20,960 (-60.68%) Land $16,060 Building $4,900	$592,400 (+1.8%) Land $160,500 Building $431,900
2024	$2,391.00 (-0.75%) Additional exemption filed	$53,300 (-9.11%) Land $15,000 Building $38,300	$581,900 (-0.77%) Land $150,000 Building $431,900
2023	$2,409.00 (+24.56%) Homeowner's exemption	$58,640 (+427.34%)	$586,400 (+23.95%) Land $150,000 Building $436,400
2022	$1,934.00 Homeowner's exemption	$11,120 Land $7,640 Building $3,480	$473,100 Land $76,300 Building $396,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010199560004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 33 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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