Okaloosa County property record for 79 Sunfish St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,132 sqft · built 2018 |
| Lot Size | 0.172 acres (7,499 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,995,000 (Dec 2021) |
| Tax Bill | $21,854 (2025) |
| Deeds & Mortgages | Dec 2021 Sale May 2018 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-590-3849-7 |
| Primary APN | C56-000-590-3849-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 3,132 sqft Living Area |
| Gross Area | 3,858 sqft |
| 1st Floor Area | 1,764 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,499 sqft (0.172 acres) |
| Lot Width | 50 ft Width |
| Porch | Finished/Open Porch |
| Porch Area | 726 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 79 SUNFISH ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KOKOMO KOVE LOT 22 |
| Legal Subdivision | KOKOMO KOVE |
| Legal Lot Number | 22 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 23308 |
79 Sunfish St is owned by a company that bought it in December 2021.
Source: Okaloosa County records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3108 LORD BALTIMORE DR, 104, WINDSOR MILL, MD 21244-5807 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2021 | Warranty Deed, Transfer EQUITRUST TITLE COMPANY |
| May 8, 2018 | Deed of Trust, Mortgage · ARM UBS BANK USA |
| Jan 11, 2021 | Warranty Deed, Transfer |
| Apr 3, 2018 | Warranty Deed, Transfer AQUA TITLE SERVICES |
| Jul 12, 2017 | Special Warranty Deed, Transfer FIRST FLORIDA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2021 · Amount on File |
| Deed Sale | Dec 7, 2021 · Amount on File |
| Prior Sale | Jan 11, 2021 · Amount on File |
| Deed Document Number | 20213510904 |
| Deed Book / Page | 3591 / 3099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 7, 2021 |
| Property Address | 79 SUNFISH ST, DESTIN, FL 32541-3736 |
| Document Number | 0035913099 |
| Book / Page | 3591 / 3099 |
| Map Reference | MB 11 PG 89 |
| Instrument Date | Dec 7, 2021 |
| Instrument | 3510904 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | EQUITRUST TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $13,965.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13580 BRENTWOOD LN, 13580, CARMEL, IN 46033-9488 |
| Name | Verified Name |
|---|---|
| Address | 3108 LORD BALTIMORE DR STE 104, 104, BALTIMORE, MD 21244-5807 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 79 SUNFISH ST, DESTIN, FL 32541-3736 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | AQUA TITLE |
| Name | Verified Name |
|---|
| Document Number | 0033491705 |
|---|---|
| Date | May 8, 2018 |
| Book Page | 3349/1705 |
| Instrument | 3205694 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 11, 2021 |
| Property Address | 79 SUNFISH ST, DESTIN, FL 32541-3736 |
| Document Number | 0035173330 |
| Book / Page | 3517 / 3330 |
| Map Reference | MB 11 PG 89 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 3421052 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $3,484.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13580 BRENTWOOD LN, 13580, CARMEL, IN 46033-9488 |
| Name | Verified Name |
|---|---|
| Address | 13580 BRENTWOOD LN, CARMEL, IN 46033-9488 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 3, 2018 |
| Property Address | 79 SUNFISH ST, DESTIN, FL 32541-3736 |
| Document Number | 0033434349 |
| Book / Page | 003343 / 004349 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 3197967 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2018 |
| Title Company | AQUA TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $6,300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 13580 BRENTWOOD LN CARMEL IN 460339488, CARMEL, IN 46033-9488 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 12, 2017 |
| Property Address | 79 SUNFISH ST, DESTIN, FL 32541-3736 |
| Document Number | 0033080175 |
| Book / Page | 3308 / 0175 |
| Map Reference | MB11 PG89 |
| Instrument Date | Jul 6, 2017 |
| Instrument | 3146818 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 210 TURTLE POND RD, 210, HIGHLANDS, NC 28741-8806 |
| Name | Verified Name |
|---|---|
| Address | 1509 GASTON AVE, AUSTIN, TX 78703-2450 |
| Document Number | 0003146819 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 3146819 |
| Name | FIRST FLORIDA BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 79 Sunfish St was $21,854.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,854.00 | $1,845,296 Land $566,284 Building $1,279,012 | $1,845,296 Land $566,284 Building $1,279,012 |
| 2023 | $19,904.00 (+16.66%) | $1,794,535 (+26.74%) Land $513,822 Building $1,280,713 | $1,794,535 (+26.74%) Land $513,822 Building $1,280,713 |
| 2022 | $17,062.00 | $1,415,909 Land $467,111 Building $948,798 | $1,415,909 Land $467,111 Building $948,798 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 79 Sunfish St in Zone X, an area of moderate flood risk, though there have been 51 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 251 units insured incl. 156 condo units |
| Nearby Flood Claims | 51 (1983–2005) |
| Claims Outside the SFHA | 39 of 51 |
| Most Recent Claim | Jul 2005 · Hurricane Dennis |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2018) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 79 Sunfish St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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