Okaloosa County property record for 77 Sunfish St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,330 sqft · built 1995 |
| Lot Size | 0.167 acres (7,267 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,100,000 (Jan 2024) |
| Tax Bill | $11,943 (2025) |
| Deeds & Mortgages | Jan 2024 Sale Aug 2018 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-590-3848-9 |
| Primary APN | C56-000-590-3848-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 3 Stories |
| Building Area | 2,330 sqft Living Area |
| Gross Area | 4,045 sqft |
| 1st Floor Area | 970 sqft |
| Upper Floors Area | 1,360 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,267 sqft (0.167 acres) |
| Lot Width | 50 ft Width |
| Driveway | Driveway |
| Porch | Florida Room |
| Porch Area | 1,067 sqft |
| Patio Area | 189 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 77 SUNFISH ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KOKOMO KOVE LOT 21 |
| Legal Subdivision | KOKOMO KOVE |
| Legal Lot Number | 21 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 23308 |
Source: Okaloosa County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 77 SUNFISH ST, DESTIN, FL 32541-3736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2024 | Warranty Deed, Transfer MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE |
| Aug 31, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2024 · Amount on Record |
| Deed Sale | Jan 31, 2024 · Amount on Record |
| Prior Sale | Sep 20, 2002 · Amount on Record |
| Deed Document Number | 20243668668 |
| Prior Transfer Date | Aug 1, 2018 |
| Prior Transfer Doc | 0033653900 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 31, 2024 |
| Property Address | 77 SUNFISH ST, DESTIN, FL 32541-3736 |
| Document Number | 0003668668 |
| Map Reference | MB 11 PG 89 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 3668668 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2024 |
| Title Company | MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 77 SUNFISH ST, DESTIN, FL 32541-3736 |
| Name | Verified Name |
|---|---|
| Address | 77 SUNFISH ST, DESTIN, FL 32541-3736 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 31, 2018 |
| Property Address | 77 SUNFISH ST, DESTIN, FL 32541-3736 |
| Document Number | 0033653900 |
| Book / Page | 003365 / 003900 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 3229869 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 77 SUNFISH ST DESTIN FL 325413736, DESTIN, FL 32541-3736 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,943.00 (+160.54%) | $1,008,481 (+138.81%) Land $566,284 Building $442,197 | $1,008,481 (+3.24%) Land $566,284 Building $442,197 |
| 2023 | $4,584.00 (+2.39%) Homeowner's exemption | $422,289 (+3%) | $976,809 (+13.46%) Land $513,822 Building $462,987 |
| 2022 | $4,477.00 Homeowner's exemption | $409,989 | $860,961 Land $467,111 Building $393,850 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 95 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 251 units insured incl. 156 condo units |
| Nearby Flood Claims | 51 (1983–2005) |
| Claims Outside the SFHA | 39 of 51 |
| Most Recent Claim | Jul 2005 · Hurricane Dennis |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 1995) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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