Ulster County and Saugerties Town property record for 79 Stephen Dr, Saugerties, NY 12477
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,812 sqft · built 2005 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Company Name on File |
| Last Sale | $620,653 (Jun 2022) |
| Tax Bill | $14,280 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 119161.000 |
| Primary APN | 119161.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,812 sqft Living Area |
| 1st Floor Area | 1,880 sqft |
| 2nd Floor Area | 932 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 119161.000 |
|---|---|
| Street Address | 79 STEPHEN DR |
| City | SAUGERTIES |
| State | NY |
| Zip | 12477-4443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 4 |
| Legal Lot Number | 11.200 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | SAUGERTIES |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 954900 |
79 Stephen Dr is owned by a company that bought it in June 2022.
Source: Ulster County and Saugerties Town records, as of April 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 71 MONROE ST, HOBOKEN, NJ 07030-6964 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2022 · Amount on File |
| Deed Sale | Jun 21, 2022 · Amount on File |
| Deed Document Number | 202210851 |
| Deed Book / Page | 7084 / 184 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Jun 21, 2022 |
| Property Address | 79 STEPHEN DR, SAUGERTIES, NY 12477-4443 |
| Document Number | 0000010851 |
| Book / Page | 7084 / 184 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 2022-10851 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | MISC COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 79 STEPHEN DR, SAUGERTIES, NY 12477-4443 |
| Document Number | 0000010852 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 2022-10852 |
| Name | SALISBURY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
| Type Change Date | Jul 1, 2029 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
The 2025 property tax bill for 79 Stephen Dr was $14,280.
Source: Ulster County and Saugerties Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Saugerties Town |
| Unified School District | Saugerties Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,280.00 | $696,500 Land $75,000 Building $621,500 | $696,500 Land $75,000 Building $621,500 |
| 2023 | $592,500 (+19.1%) Land $72,500 Building $520,000 | $592,500 (+19.1%) Land $72,500 Building $520,000 | |
| 2022 | $497,500 Land $72,500 Building $425,000 | $497,500 Land $72,500 Building $425,000 | |
| 2021 | $5,682.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 79 Stephen Dr in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1980–2026) |
| Claims Outside the SFHA | 6 of 15 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 79 Stephen Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLASCO WATER DISTRICT serves 4,071 people · EPA ID NY5503367 |
|---|---|
| Water Source | Purchased surface water from SAUGERTIES (VILLAGE) WATER DIS |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Archtop Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Planet Networks.
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