41 Stephen Dr, Saugerties, NY 12477 Property Records

Ulster County and Saugerties Town property record for 41 Stephen Dr, Saugerties, NY 12477

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,123 sqft · built 2022
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on Record
Last Sale	$51,000 (Dec 2020)
Tax Bill	$9,158 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`514889 28.4-5-16`

Property Details

APN / Parcel Number

Primary APN	`514889 28.4-5-16`
Alternative APN	`119162.116`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,123 sqft Living Area
1st Floor Area	2,123 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Other
Lot Area	42,253 sqft (0.97 acres)
Lot Dimensions	339 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	119162.116
Street Address	41 STEPHEN DR
City	SAUGERTIES
State	NY
Zip	12477-4443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	23
Legal Block	5
Legal Lot Number	16.000
Jurisdiction	ULSTER NY
Township / Civil Division	SAUGERTIES
Census Block Group	1
Census Block	1019
Census Tract	954900

Owner

Source: Ulster County and Saugerties Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 STEPHEN DR, SAUGERTIES, NY 12477-4443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MID HUDSON VALLEY FCU
Apr 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MID HUDSON VALLEY FCU
Dec 24, 2020	Grant Deed, Transfer GLASCO ABSTRACT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2020 · Amount on Record
Deed Sale	Dec 24, 2020 · Amount on Record
Deed Document Number	202019615
Deed Book / Page	6732 / 126
Prior Transfer Date	Jul 12, 2016
Prior Transfer Doc	0000012407
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	41 STEPHEN DR, SAUGERTIES, NY 12477-4443
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008006
Date	Jul 18, 2023
Book Page	13124/158
Instrument	2023-8006

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2033

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	41 STEPHEN DR, SAUGERTIES, NY 12477-4443
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007609
Date	Apr 16, 2021
Book Page	12400/90
Instrument	2021-7609

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	May 1, 2022

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	Dec 24, 2020
Property Address	41 STEPHEN DR, SAUGERTIES, NY 12477-4443
Document Number	0000019615
Book / Page	006732 / 000126
Instrument Date	Dec 10, 2020
Instrument	19615
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	GLASCO ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	110 PEOPLES RD SAUGERTIES NY 124775049, SAUGERTIES, NY 12477-5049

Tax Assessment & Valuation

Source: Ulster County and Saugerties Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Saugerties Town
Unified School District	Saugerties Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,158.00 (+1,279.22%)	$456,000 (+14%) Land $77,500 Building $378,500	$456,000 (+14%) Land $77,500 Building $378,500
2023		$400,000 (+488.24%) Land $75,000 Building $325,000	$400,000 (+488.24%) Land $75,000 Building $325,000
2022		$68,000 Land $68,000	$68,000 Land $68,000
2021	$664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1980–2026)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Apr 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Planet Networks.

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