79 Spruce Ln, Surry, ME 04684 Property Records

Hancock County and Surry Town property record for 79 Spruce Ln, Surry, ME 04684

Property Summary

Lot Size	20.5 acres (892,980 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Aug 2022)
Tax Bill	$669 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SURY M:010 L:030`

Property Details

APN / Parcel Number

Primary APN	`SURY M:010 L:030`
Alternative APN	`437`

Exterior

Lot Area	892,980 sqft (20.5 acres)

Location & Zoning

Account Number	437
Street Address	79 SPRUCE LN
City	SURRY
State	ME
Zip	04684-3215
Property Category	Other
Property Type	Unknown
Legal Lot Number	30
Jurisdiction	SURRY ME
Township / Civil Division	SURRY
Census Block Group	2
Census Block	2006
Census Tract	966300

Owner

79 Spruce Ln is owned by an individual who bought it in August 2022.

Source: Hancock County and Surry Town records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	78 BRIDGETWIN RD, ELLSWORTH, ME 04605-3480
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2017	Deed of Trust, Mortgage SEABOARD FCU
Aug 8, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage SEABOARD FEDERAL CREDIT UNION
May 14, 2019	Quit Claim Deed, Mortgage SEABOARD FCU
Jan 31, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2022 · Amount on File
Deed Sale	Aug 8, 2022 · Amount on File
Prior Sale	Jul 3, 2006
Deed Document Number	202211676
Deed Book / Page	7223 / 926
Transfer Doc	06129-0197
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY ME
Property Address	79 SPRUCE LN, SURRY, ME 04684
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068520181
Date	Oct 27, 2017
Book Page	06852/0181
Instrument	2017016919

Lender

Name	SEABOARD FCU

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 10, 2047

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY ME
Recording Date	Aug 8, 2022
Property Address	79 SPRUCE LN, SURRY, ME 04684-3215
Document Number	0072230926
Book / Page	7223 / 926
Instrument Date	Aug 8, 2022
Instrument	2022011676
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 BRIDGETWIN RD, ELLSWORTH, ME 04605-3480

Mortgage

Document Number	2022011677
Date	Aug 8, 2022
Instrument	2022011677

Lender

Name	SEABOARD FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SURRY ME
Recording Date	May 14, 2019
Property Address	79 SPRUCE LN, SURRY, ME 04684
Document Number	0069490969
Book / Page	006949 / 000969
Instrument Date	May 9, 2019
Instrument	5435
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 212 GOULDSBORO ME 046070212, GOULDSBORO, ME 04607-0212

Mortgage

Document Number	69490971
Date	May 14, 2019
Book Page	006949/000971
Instrument	5436

Lender

Name	SEABOARD FCU
Type	Credit Union
Address	BUCKSPORT, ME 04416

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SURRY ME
Recording Date	Jan 31, 2019
Property Address	79 SPRUCE LN, SURRY, ME 04684
Document Number	0069350195
Book / Page	006935 / 000195
Instrument Date	Jan 30, 2019
Instrument	1237
Transaction Type	Transfer
Record Updated	Feb 21, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 212 GOULDSBORO ME 046070212, GOULDSBORO, ME 04607-0212

Tax Assessment & Valuation

The 2025 property tax bill for 79 Spruce Ln was $669.

Source: Hancock County and Surry Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Surry Town
Unified School District	Surry (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$669.00	$63,600 (-) Land $49,900 Building $13,700
2024	$669.00 (+16.15%)	$63,600 (-) Land $49,900 Building $13,700
2023	$576.00 (+3.04%)	$63,600 (-7.42%) Land $49,900 Building $13,700
2022	$559.00	$68,700 Land $55,000 Building $13,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 79 Spruce Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2005–2006)
Most Recent Claim	Jun 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Spruce Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Premium Choice Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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