113 Spruce Ln, Surry, ME 04684 Property Records

Hancock County and Surry Town property record for 113 Spruce Ln, Surry, ME 04684

Property Summary

Property Type	Single Family Home
Lot Size	36.1 acres (1,572,516 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,800 (Sep 2025)
Tax Bill	$2,242 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Jul 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`SURY M:010 L:031`

Property Details

APN / Parcel Number

Primary APN	`SURY M:010 L:031`
Alternative APN	`438`

Exterior

Lot Area	1,572,516 sqft (36.1 acres)

Location & Zoning

Account Number	438
Street Address	113 SPRUCE LN
City	SURRY
State	ME
Zip	04684-3263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	31
Jurisdiction	SURRY ME
Township / Civil Division	SURRY
Census Block Group	2
Census Block	2006
Census Tract	966300

Owner

Source: Hancock County and Surry Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 SPUCE LN, SURRY, ME
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2025	Deed of Trust, Mortgage · Line of Credit SEABOARD FEDERAL CREDIT UNION
Jul 2, 2021	Deed of Trust, Mortgage · Line of Credit SEABOARD FEDERAL CREDIT UNION
Sep 12, 2025	Warranty Deed, Transfer · Line of Credit SEABOARD FEDERAL CREDIT UNION
Aug 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SEABOARD FEDERAL CREDIT UNION
Jan 30, 2019	Quit Claim Deed, Transfer Quitclaim
Dec 6, 2017	Deed of Trust, Mortgage SEABOARD FCU
Oct 27, 2017	Intrafamily Transfer, Transfer SEABOARD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2025 · Amount on Record
Deed Sale	Sep 12, 2025 · Amount on Record
Prior Sale	Oct 27, 2017 · Amount on Record
Deed Book / Page	7405 / 493
Prior Transfer Date	Sep 3, 2025
Prior Transfer Doc	0074050493
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY ME
Property Address	113 SPRUCE LN, SURRY, ME 04684-3263
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073790695
Date	Apr 22, 2025
Book Page	7379/695
Instrument	2025004037

Lender

Name	SEABOARD FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2040

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY ME
Property Address	113 SPRUCE LN, SURRY, ME 04684-3263
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0071340664
Date	Jul 2, 2021
Book Page	7134/664
Instrument	2021011065

Lender

Name	SEABOARD FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Interest

Rate Type	Adjustable Rate

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY ME
Recording Date	Sep 12, 2025
Property Address	113 SPRUCE LN, SURRY, ME 04684-3263
Document Number	0074050493
Book / Page	7405 / 493
Instrument Date	Sep 3, 2025
Instrument	2025011791
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	113 SPUCE LN, SURRY, ME

Mortgage

Document Number	2025011792
Date	Sep 12, 2025
Instrument	2025011792

Lender

Name	SEABOARD FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY ME
Property Address	113 SPRUCE LN, SURRY, ME 04684-3263
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069720001
Date	Aug 21, 2019
Book Page	6972/1
Instrument	2019012346

Lender

Name	SEABOARD FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SURRY ME
Recording Date	Jan 30, 2019
Property Address	113 SPRUCE LN, SURRY, ME 04684-3263
Document Number	0069350193
Book / Page	006935 / 000193
Instrument Date	Jan 30, 2019
Instrument	1236
Transaction Type	Transfer
Record Updated	Feb 14, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 KINGS PARK WAY MOUNT DESERT ME 046606718, MOUNT DESERT, ME 04660-6718

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY ME
Property Address	113 SPRUCE LN, SURRY, ME 04684-3263
Document Number	0068460747
Book / Page	006846 / 000747
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 & 79 SPRUCE LN SURRY ME 04684, SURRY, ME 04684

Mortgage

Document Number	0068460747
Date	Dec 13, 2017
Book Page	006846/000747
Instrument	19272

Lender

Name	SEABOARD FCU
Type	Credit Union
Address	BUCKSPORT, ME 04416

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 12, 2032

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SURRY ME
Recording Date	Oct 27, 2017
Property Address	113 SPRUCE LN, SURRY, ME 04684-3263
Document Number	0068520179
Book / Page	06852 / 0179
Instrument	2017016918
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017016919
Date	Oct 27, 2017
Instrument	2017016919

Lender

Name	SEABOARD FCU

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2047

Tax Assessment & Valuation

Source: Hancock County and Surry Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Surry Town
Unified School District	Surry (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,242.00	$213,100 (-) Land $91,600 Building $121,500
2024	$2,242.00 (+19.89%)	$213,100 (+3.15%) Land $91,600 Building $121,500
2023	$1,870.00 (+11.18%)	$206,600 (-) Land $91,600 Building $115,000
2022	$1,682.00	$206,600 Land $91,600 Building $115,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2005–2006)
Most Recent Claim	Jun 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Premium Choice Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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