79 Spruce Ln, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 79 Spruce Ln, Dover, NH 03820

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,336 sqft · built 1892
Lot Size2.71 acres (118,048 sqft)
Owner2 Individual Names on File
Tax Bill$15,120 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNDOVR M:I0099 B:L

Property Details

APN / Parcel Number

Primary APNDOVR M:I0099 B:L

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,336 sqft Living Area
1st Floor Area850 sqft
Basement Area1,410 sqft
Unfinished Basement1,410 sqft

Exterior

Year BuiltBuilt 1892
Effective Year BuiltEffective 2002
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area118,048 sqft (2.71 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address79 SPRUCE LN
CityDOVER
StateNH
Zip03820-4540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12
JurisdictionDOVER CITY NH
Township / Civil DivisionDOVER
Census Block Group1
Census Block1006
Census Tract81102

Owner

79 Spruce Ln is owned and occupied by two individuals.

Source: Strafford County and Dover City records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address79 SPRUCE LN, DOVER, NH 03820-4540
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOVER CITY NH
Property Address79 SPRUCE LN, DOVER, NH 03820-4540
Document Number0047370463
Instrument DateFeb 12, 2020
Transaction TypeMortgage
Record UpdatedMar 16, 2020
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address79 SPRUCE LN DOVER NH 038204540, DOVER, NH 03820-4540

Mortgage

Document Number0047370463
DateFeb 28, 2020
Book Page004737/000463
Instrument2978
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueFeb 27, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 79 Spruce Ln was $15,120, up 8.3% from the year before.

Source: Strafford County and Dover City assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyStrafford County
MunicipalityDover City
Unified School DistrictDover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,120.00 (+8.31%)$768,300 (-) Land $223,100 Building $545,200
2024$13,960.00 (+6.39%)$768,300 (+9.49%) Land $223,100 Building $545,200$766,650
2023$13,122.00 (+4.63%)$701,700 (+11.01%) Land $223,100 Building $478,600
2022$12,541.00$632,100 Land $200,800 Building $431,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Spruce Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Spruce Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Fidium Fiber.

Nearby Properties on Spruce Ln

Nearby Streets

Search Property Records by Address or Parcel Number