Strafford County and Dover City property record for 78 Spruce Ln, Dover, NH 03820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,339 sqft · built 1960 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $47,500 (Nov 1991) |
| Tax Bill | $8,834 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DOVR M:I0081 B:D L |
| Primary APN | DOVR M:I0081 B:D L |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,339 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,117 sqft (0.37 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Street Address | 78 SPRUCE LN |
|---|---|
| City | DOVER |
| State | NH |
| Zip | 03820-4544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 |
| Legal Block | D |
| Jurisdiction | DOVER CITY NH |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 81102 |
78 Spruce Ln is owner-occupied and held in a trust since July 2024.
Source: Strafford County and Dover City records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 78 SPRUCE LN, DOVER, NH 03820-4544 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 1991 · Amount on File |
| Deed Sale | Nov 22, 1991 · Amount on File |
| Deed Book / Page | 1583 / 20 |
| Last Transfer Date | Jul 3, 2024 |
| Transfer Doc | 005196-320 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 78 SPRUCE LN, DOVER, NH 03820-4544 |
| Document Number | 0047360959 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 78 SPRUCE LN DOVER NH 038204544, DOVER, NH 03820-4544 |
| Document Number | 0047360959 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 004736/000959 |
| Instrument | 2869 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 25, 2035 |
The 2025 property tax bill for 78 Spruce Ln was $8,834, up 8.3% from the year before.
Source: Strafford County and Dover City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Strafford County |
| Municipality | Dover City |
| Unified School District | Dover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,834.00 (+8.3%) | $448,900 (-) Land $168,500 Building $280,400 | |
| 2024 | $8,157.00 (+5.18%) | $448,900 (+8.25%) Land $168,500 Building $280,400 | $427,880 |
| 2023 | $7,755.00 (+4.63%) | $414,700 (+11%) Land $168,500 Building $246,200 | |
| 2022 | $7,412.00 | $373,600 Land $151,700 Building $221,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Spruce Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Spruce Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber.
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