Union County and Union Township property record for 79 Smith St, Vauxhall, NJ 07088
| Property Type | Single Family Home |
|---|---|
| Details | 868 sqft · built 1928 |
| Lot Size | 0.076 acres (3,324 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Sep 2026) |
| Tax Bill | $4,245 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Dec 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-04809-0000-00040 |
| Primary APN | 19-04809-0000-00040 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 868 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Lot Area | 3,324 sqft (0.076 acres) |
| Lot Dimensions | 100 ft deep x 24 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 79 SMITH ST |
|---|---|
| City | VAUXHALL |
| State | NJ |
| Zip | 07088-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4809 |
| Legal Lot Number | 40 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 32800 |
79 Smith St is owned and occupied by two individuals who bought it in September 2026.
Source: Union County and Union Township records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 79 SMITH ST, VAUXHALL, NJ 07088-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed, Transfer · FHA Mortgage OCMBC INC |
| Dec 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage OCM CAPITAL INC |
| Feb 14, 2024 | Deed of Trust, Mortgage · Conventional Mortgage EMPORIUM TPO LLC |
| May 3, 2023 | Deed, Transfer · Stand-Alone First Mortgage RP FLEMINGTON DONUT INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2026 · Amount on File |
| Deed Sale | Sep 28, 2026 · Amount on File |
| Prior Sale | May 3, 2023 · Amount on File |
| Deed Document Number | 202658161 |
| Deed Book / Page | 6633 / 2604 |
| Prior Transfer Date | Mar 3, 2011 |
| Prior Transfer Doc | 0058560333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 28, 2026 |
| Property Address | 79 SMITH ST, VAUXHALL, NJ 07088-1218 |
| Document Number | 0000058161 |
| Book / Page | 6633 / 2604 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 202658161 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | AMERICAN LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59,085.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 79 SMITH ST, VAUXHALL, NJ 07088-1218 |
| Document Number | 0000097680, |
|---|---|
| Date | Sep 28, 2026 |
| Instrument | 202697680 |
| Name | OCMBC INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 79 SMITH ST, VAUXHALL, NJ 07088-1218 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 671 HAXTON AVE, ORANGE, NJ 07050 |
| Document Number | 0157322715 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 15732/2715 |
| Instrument | 86232 |
| Name | OCM CAPITAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 79 SMITH ST, VAUXHALL, NJ 07088-1218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2024 |
| Title Company | BERKSHIRE TITLE AGENCY LLC, BERKSHIRE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 671 HAXTON AVE, ORANGE, NJ 07050 |
| Document Number | 0154632656 |
|---|---|
| Date | Feb 14, 2024 |
| Book Page | 15463/2656 |
| Instrument | 61291 |
| Name | EMPORIUM TPO LLC |
|---|---|
| Type | Mortgage Company |
| Address | FRISCO, TX 75034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 3, 2023 |
| Property Address | 79 SMITH ST, VAUXHALL, NJ 07088-1218 |
| Document Number | 0065070049 |
| Book / Page | 6507 / 49 |
| Instrument Date | Apr 13, 2023 |
| Instrument | 28556 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2023 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $841.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 HATHAWAY CIR, GREENVILLE, SC 29617-6116 |
| Name | Verified Name |
|---|---|
| Address | 671 HAXTON AVE, ORANGE, NJ 07050-3013 |
| Document Number | 0000051495 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 51495 |
| Name | RP FLEMINGTON DONUT INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 1, 2024 |
The 2025 property tax bill for 79 Smith St was $4,245, up 4.4% from the year before.
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,200 (-) Land $4,800 Building $13,400 | $18,200 (-) Land $4,800 Building $13,400 | |
| 2025 | $4,245.00 (+4.35%) | $18,200 Land $4,800 Building $13,400 | $18,200 Land $4,800 Building $13,400 |
| 2024 | $4,068.00 | ||
| 2023 | $18,200 Land $4,800 Building $13,400 | $18,200 Land $4,800 Building $13,400 | |
| 2022 | $3,806.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 79 Smith St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 individual policies |
| Nearby Flood Policies | 39 units insured incl. 13 condo units |
| Nearby Flood Claims | 93 (1989–2023) |
| Claims Outside the SFHA | 12 of 93 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
No wildfire likelihood is modeled around 79 Smith St, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures