Union County and Union Township property record for 75 Smith St, Vauxhall, NJ 07088
| Property Type | Single Family Home |
|---|---|
| Details | 961 sqft · built 1928 |
| Lot Size | 0.064 acres (2,801 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Sep 2026) |
| Tax Bill | $4,805 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-04809-0000-00038 |
| Primary APN | 19-04809-0000-00038 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 961 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 2,801 sqft (0.064 acres) |
| Lot Dimensions | 100 ft deep x 28 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 75 SMITH ST |
|---|---|
| City | VAUXHALL |
| State | NJ |
| Zip | 07088-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WM P HEADLEY |
| Legal Block | 4809 |
| Legal Lot Number | 38 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 32800 |
75 Smith St is owned and occupied by an individual who bought it in September 2026.
Source: Union County and Union Township records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 75 SMITH ST, VAUXHALL, NJ 07088-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2026 | Deed, Transfer · VA Mortgage MORTGAGE MORTGAGE |
| Apr 11, 2022 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 7, 2018 | Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2026 · Amount on File |
| Deed Sale | Sep 9, 2026 · Amount on File |
| Prior Sale | Apr 11, 2022 · Amount on File |
| Deed Document Number | 202657707 |
| Deed Book / Page | 6631 / 2626 |
| Prior Transfer Date | Dec 5, 2001 |
| Prior Transfer Doc | 0052250306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 9, 2026 |
| Property Address | 75 SMITH ST, VAUXHALL, NJ 07088-1218 |
| Document Number | 0000057707 |
| Book / Page | 6631 / 2626 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202657707 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50,500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 SMITH ST, VAUXHALL, NJ 07088-1218 |
| Document Number | 0000096971, |
|---|---|
| Date | Sep 9, 2026 |
| Instrument | 202696971 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 11, 2022 |
| Property Address | 75 SMITH ST, VAUXHALL, NJ 07088-1218 |
| Document Number | 0064590380 |
| Book / Page | 6459 / 380 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 16848 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | NOBLE TITLE, NOBLE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,910.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 54 BATTLE HILL AVE, 54, SPRINGFIELD, NJ 07081-1912 |
| Name | Verified Name |
|---|---|
| Address | 75 SUMMIT RD, UNION, NJ 07083 |
| Document Number | 0000035418 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 35418 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 7, 2018 |
| Property Address | 75 SMITH ST, VAUXHALL, NJ 07088-1218 |
| Document Number | 0062670350 |
| Book / Page | 006267 / 000350 |
| Instrument Date | May 22, 2018 |
| Instrument | 300756 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2018 |
| Title Company | PRESTIGE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $197.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 SMITH ST VAUXHALL NJ 070881218, VAUXHALL, NJ 07088-1218 |
| Document Number | 144500795 |
|---|---|
| Date | Jun 7, 2018 |
| Book Page | 014450/000795 |
| Instrument | 658212 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 6, 2048 |
The 2025 property tax bill for 75 Smith St was $4,805, up 4.4% from the year before.
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,600 (-) Land $5,600 Building $15,000 | $20,600 (-) Land $5,600 Building $15,000 | |
| 2025 | $4,805.00 (+4.37%) | $20,600 Land $5,600 Building $15,000 | $20,600 Land $5,600 Building $15,000 |
| 2024 | $4,604.00 | ||
| 2023 | $20,600 Land $5,600 Building $15,000 | $20,600 Land $5,600 Building $15,000 | |
| 2022 | $4,308.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 75 Smith St in Zone X, an area of minimal flood risk, though there have been 93 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 individual policies |
| Nearby Flood Policies | 39 units insured incl. 13 condo units |
| Nearby Flood Claims | 93 (1989–2023) |
| Claims Outside the SFHA | 12 of 93 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
No wildfire likelihood is modeled around 75 Smith St, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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