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79 S Ann St, Mobile, AL 36604 Property Records

Mobile County property record for 79 S Ann St, Mobile, AL 36604

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,792 sqft · built 1995
Lot Size0.273 acres (11,911 sqft)
Owner2 Individual Names on File
Last Sale$227,500 (Sep 2005)
Tax Bill$1,563 (2025)
Deeds & MortgagesJul 2019 Mortgage
Aug 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APNR022910450001035

Property Details

APN / Parcel Number

Primary APNR022910450001035
Alternative APNs
  • 29 10 45 0 001 035.XXX
  • 00954131
  • 954131

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,792 sqft Living Area
1st Floor Area2,792 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialWood
Construction TypeFrame
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,911 sqft (0.273 acres)
Lot Dimensions24.6 ft deep x 9.5 ft wide
PorchSlab
Porch Area832 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number954131
Street Address79 S ANN ST
CityMOBILE
StateAL
Zip36604-2132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFROM THE NE COR OF GOVERNMENT STREET & ANN ST RUN TH NLY ALG THE E/L OF ANN STREET 369.10 FT TO THE POB OF THE PPTY HEREIN
Legal Range04S
Legal Township04S
Legal Section45
Legal SubdivisionANNBROWN
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2014
Census Tract1001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Midtown Historic District
listed 2001 · 1,271 contributing resources · NRIS 01001293

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

79 S Ann St is owned and occupied by two individuals who bought it in September 2005.

Source: Mobile County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address79 S ANN ST, MOBILE, AL 36604-2132
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Aug 31, 2018Loan Modification, Mortgage
FIRST A NAT'L BKNG ASSN
Feb 9, 2018Deed of Trust, Mortgage
FIRST NAT'L BKNG ASSN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2005 · Amount on File
Deed SaleSep 12, 2005 · Amount on File
Prior SaleSep 21, 2000
Deed Document Number200566813
Deed Book / Page5840 / 1468
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address79 S ANN ST, MOBILE, AL 36604-2132
Document Number0000043099
Instrument DateJul 22, 2019
Transaction TypeMortgage
Record UpdatedAug 23, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address79 S ANN ST MOBILE AL 366042132, MOBILE, AL 36604-2132

Mortgage

Document Number0000043099
DateJul 29, 2019
Instrument43099
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 28, 2049

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMOBILE AL
Property Address79 S ANN ST, MOBILE, AL 36604-2132
Document Number0000053613
Instrument DateAug 31, 2018
Transaction TypeMortgage
Record UpdatedFeb 28, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address79 S ANN ST MOBILE AL 366042132, MOBILE, AL 36604-2132

Mortgage

Document Number0000053613
DateSep 13, 2018
Book Page007680/001450
Instrument53613
Lender
NameFIRST A NAT'L BKNG ASSN
AddressHATTIESBURG, MS 39402
Agreement
AmountAmount on Record
Term360 Months
DueSep 12, 2048
Interest
Rate TypeFixed Rate
Rate5%

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address79 S ANN ST, MOBILE, AL 36604-2132
Document Number0000012103
Instrument DateFeb 9, 2018
Transaction TypeMortgage
Record UpdatedFeb 28, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address79 S ANN ST MOBILE AL 366042132, MOBILE, AL 36604-2132

Mortgage

Document Number0000012103
DateMar 6, 2018
Book Page007610/001694
Instrument12103
Lender
NameFIRST NAT'L BKNG ASSN
AddressHATTIESBURG, MS 39402
Agreement
AmountAmount on Record
Term360 Months
DueMar 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 79 S Ann St was $1,563 with a homeowner's exemption, up 6.5% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,563.00 (+6.54%) Homeowner's exemption$25,500 (+6.34%) Land $3,500 Building $22,000$255,000 (+6.34%) Land $35,000 Building $220,000
2024$1,467.00 (+3.31%) Homeowner's exemption$23,980 (+3.14%) Land $3,600 Building $20,380$239,800 (+3.14%) Land $36,000 Building $203,800
2023$1,420.00 Homeowner's exemption$23,250 Land $3,250 Building $20,000$232,500 Land $32,500 Building $200,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 79 S Ann St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1979–2025)
Claims Outside the SFHA3 of 4
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 S Ann St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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