69 S Ann St, Mobile, AL 36604 Property Records

Mobile County property record for 69 S Ann St, Mobile, AL 36604

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,851 sqft · built 2020
Lot Size0.284 acres (12,410 sqft)
OwnerIndividual Name on Record
Tax Bill$2,357 (2025)
Deeds & MortgagesDec 2019 Construction Loan
Jul 2020 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APNR022910450001039

Property Details

APN / Parcel Number

Primary APNR022910450001039
Alternative APNs
  • 29 10 45 0 001 039.XXX
  • 00954186
  • 954186

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,851 sqft Living Area
1st Floor Area1,317 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,410 sqft (0.284 acres)
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number954186
Street Address69 S ANN ST
CityMOBILE
StateAL
Zip36604-2132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR B: THAT CERTAIN LOT OF LD BDED BY LINE DESC FOLLS COMG AT PT ON E/S OF ANN ST 649 FT 8 IN N OF NE COR OF ANN & GOVT STS &
Legal Range04S
Legal Township04S
Legal Section45
Legal SubdivisionIN M/L TO PPTY FORMERLY OF EST
Legal Lot Number7
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2014
Census Tract1001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Midtown Historic District
listed 2001 · 1,271 contributing resources · NRIS 01001293

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mobile County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address69 S ANN ST, MOBILE, AL 36604-2132
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2019Deed of Trust, Mortgage · Construction Mortgage
COMMUNITY BANK OF MISSISSIPPI
Jul 27, 2020Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK OF MISSISSIPPI
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY BANK OF MISSISSIPPI
May 12, 2022Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK OF MISSISSIPPI
Dec 18, 2020Loan Modification, Mortgage
COMMUNITY BK/MS
Apr 10, 2018Warranty Deed, Transfer · Line of Credit
COMMUNITY BK/MS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2009
Deed SaleMar 2, 2009
Deed Document Number200912752
Deed Book / Page6499 / 1676
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address69 S ANN ST, MOBILE, AL 36604-2132
Transaction TypeMortgage
Record UpdatedJun 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071880
DateDec 11, 2019
Instrument2019071880
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
AddressFOREST, MS 39074
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address69 S ANN ST, MOBILE, AL 36604-2132
Transaction TypeMortgage
Record UpdatedJun 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044435
DateJul 27, 2020
Instrument2020044435
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
AddressFOREST, MS 39074
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address69 S ANN ST, MOBILE, AL 36604-2132
Transaction TypeMortgage
Record UpdatedJun 8, 2022
Title CompanyCRANE TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010624
DateFeb 22, 2021
Instrument2021010624
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
AddressFLOWOOD, MS 39232
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address69 S ANN ST, MOBILE, AL 36604-2132
Transaction TypeMortgage
Record UpdatedJun 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 S ANN ST, MOBILE, AL 36604-2132

Mortgage

Document Number0000033747
DateMay 12, 2022
Instrument2022033747
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
AddressBRANDON, MS 39042
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMOBILE AL
Property Address69 S ANN ST, MOBILE, AL 36604-2132
Document Number0000079682
Instrument DateDec 18, 2020
Transaction TypeMortgage
Record UpdatedJan 27, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7234 RED CREEK RD LONG BEACH MS 395608804, LONG BEACH, MS 39560-8804

Mortgage

Document Number0000079682
DateDec 30, 2020
Instrument79682
Lender
NameCOMMUNITY BK/MS
TypeBank
AddressFOREST, MS 39074
Agreement
AmountAmount Recorded

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateApr 10, 2018
Property Address69 S ANN ST, MOBILE, AL 36604-2132
Document Number0000019609
Book / Page007623 / 000858
Instrument DateApr 10, 2018
Instrument19609
Transaction TypeTransfer
Record UpdatedFeb 28, 2019
Title CompanySECURITY LAND TITLE INC, SURETY LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7234 RED CREEK RD LONG BEACH MS 395608804, LONG BEACH, MS 39560-8804

Mortgage

Document Number19610
DateApr 10, 2018
Book Page007623/000860
Instrument19610
Lender
NameCOMMUNITY BK/MS
TypeBank
AddressFOREST, MS 39074
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,357.00 (+6.17%) Homeowner's exemption$38,000 (+6%) Land $3,500 Building $34,500$380,000 (+6%) Land $35,000 Building $345,000
2024$2,220.00 (+0.59%) Homeowner's exemption$35,850 (+0.59%) Land $3,600 Building $32,250$358,500 (+0.59%) Land $36,000 Building $322,500
2023$2,207.00 Homeowner's exemption$35,640 Land $3,250 Building $32,390$356,400 Land $32,500 Building $323,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1979–2025)
Claims Outside the SFHA3 of 4
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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