Monmouth County and Monmouth Beach Borough property record for 79 Riverside Dr, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,176 sqft · built 1996 |
| Lot Size | 0.172 acres (7,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,560,000 (Dec 2025) |
| Tax Bill | $9,259 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 34-00027-0000-00022-01 |
| Primary APN | 34-00027-0000-00022-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,176 sqft Living Area |
| 1st Floor Area | 1,264 sqft |
| Upper Floors Area | 928 sqft |
| Attic | Attic |
| Attic Area | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,504 sqft (0.172 acres) |
| Lot Dimensions | 112 ft deep x 67 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 856 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 3400027000000022 |
|---|---|
| Street Address | 79 RIVERDALE AVE |
| City | MONMOUTH BEACH |
| State | NJ |
| Zip | 07750-1430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C0 |
| Legal Block | 27 |
| Legal Lot Number | 22.1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MONMOUTH BEACH |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 804100 |
Source: Monmouth County and Monmouth Beach Borough records · APN 34-00027-0000-00022-01
Assessment roll updated July 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 79 RIVERDALE AVE, MONMOUTH BEACH, NJ 07750-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 06, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAS MORTGAGE LENDER LLC |
| Dec 12, 2025 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS |
| Apr 09, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITADEL SVCNG CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 12, 2025 · Amount on Record |
| Deed Sale | Dec 12, 2025 · Amount on Record |
| Prior Sale | Dec 20, 2010 · Amount on Record |
| Deed Document Number | 202599402 |
| Deed Book / Page | 9770 / 2164 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 79 RIVERSIDE DR, RUMSON, NJ 07760 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2026 |
| Title Company | TECHNO TITLE AND ABSTRACT AGENCY LLC, TECHNO TTL & ABSTRACT AGCY L |
| Name | Verified Name |
|---|
| Document Number | 0095888219 |
|---|---|
| Date | Apr 06, 2022 |
| Book Page | 9588/8219 |
| Instrument | 2022038840 |
| Name | AMERICAS MORTGAGE LENDER LLC |
|---|---|
| Type | Mortgage Company |
| Address | WHIPPANY, NJ 07981 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 12, 2025 |
| Property Address | 79 RIVERSIDE DR, RUMSON, NJ 07760 |
| Document Number | 0097702164 |
| Book / Page | 9770 / 2164 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 2025099402 |
| Transaction Type | Transfer |
| Record Updated | Jan 08, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24,083.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 MEADOW AVE UNIT 19, 19, MONMOUTH BEACH, NJ 07750-1035 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 79 RIVERDALE AVE, MONMOUTH BEACH, NJ 07750-1430 |
| Document Number | 2025099403 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 2025099403 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Dec 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.5% |
| Index | SOFR Average 30-Day |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 79 RIVERSIDE DR, RUMSON, NJ 07760-1026 |
| Document Number | 0000002873 |
| Instrument Date | Dec 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2020 |
| Title Company | NEW ERA TITLE COMPANY, NEW ERA TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 79 RIVERDALE AVE MONMOUTH BEACH NJ 077501430, MONMOUTH BEACH, NJ 07750-1430 |
| Document Number | 0000002873 |
|---|---|
| Date | Jan 08, 2020 |
| Book Page | 009389/009848 |
| Instrument | 2873 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | WHIPPANY, NJ 07981 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 07, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 79 RIVERSIDE DR, RUMSON, NJ 07760-1026 |
| Document Number | 0000039079 |
| Instrument Date | Apr 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2018 |
| Title Company | OLDE SCH TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 79 RIVERDALE AVE MONMOUTH BEACH NJ 077501430, MONMOUTH BEACH, NJ 07750-1430 |
| Document Number | 0000039079 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 009283/006643 |
| Instrument | 39079 |
| Name | CITADEL SVCNG CORP |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
Source: Monmouth County and Monmouth Beach Borough records · Assessment roll updated July 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Monmouth Beach Borough |
| Elementary School District | Monmouth Beach Borough School District (KG - 08) |
| Secondary School District | Shore Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,138,100 (+9.03%) Land $713,300 Building $424,800 | $1,138,100 (+9.03%) Land $713,300 Building $424,800 | |
| 2025 | $9,259.00 (+2.48%) | $1,043,800 (+15.4%) Land $629,800 Building $414,000 | $1,043,800 (+15.4%) Land $629,800 Building $414,000 |
| 2024 | $9,035.00 (-14.43%) | ||
| 2023 | $904,500 Land $571,900 Building $332,600 | $904,500 Land $571,900 Building $332,600 | |
| 2022 | $10,558.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 309 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 409 units insured incl. 100 condo units |
| Nearby Flood Claims | 601 (1978–2024) |
| Claims Outside the SFHA | 23 of 601 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 380 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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