28 Riverside Dr, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 28 Riverside Dr, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,864 sqft · built 1966
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (Jun 1995)
Tax Bill	$25,724 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-00105-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`41-00105-0000-00025`
Alternative APNs	`410010500025` `188700`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,864 sqft Living Area
1st Floor Area	2,644 sqft
Upper Floors Area	1,440 sqft
Basement Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	43,560 sqft
Garage Type	Built-in
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	1,155 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	188700
Street Address	28 RIVERSIDE DR
City	RUMSON
State	NJ
Zip	07760-1048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF80
Legal Subdivision	RUMSON SHORE ESTATES SEC 02
Legal Block	105
Legal Lot Number	25
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	4
Census Block	4019
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 RIVERSIDE DR, RUMSON, NJ 07760-1048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 13, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ONE NA
Sep 10, 2016	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 1995 · Amount on Record
Deed Sale	Jun 26, 1995 · Amount on Record
Deed Book / Page	5419 / 554
Last Transfer Date	Apr 22, 2009
Transfer Doc	0087714133
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	28 RIVERSIDE DR, RUMSON, NJ 07760-1048
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	THE LEAR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095529174
Date	Oct 21, 2021
Book Page	9552/9174
Instrument	2021156028

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	28 RIVERSIDE DR, RUMSON, NJ 07760-1048
Document Number	0000125442
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 RIVERSIDE DR RUMSON NJ 077601048, RUMSON, NJ 07760-1048

Mortgage

Document Number	0000125442
Date	Dec 31, 2019
Book Page	009388/002531
Instrument	125442

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	28 RIVERSIDE DR, RUMSON, NJ 07760-1048
Document Number	0000113224
Book / Page	009259 / 005363
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 RIVERSIDE DR RUMSON NJ 077601048, RUMSON, NJ 07760-1048

Mortgage

Document Number	0000113224
Date	Nov 20, 2017
Book Page	009259/005363
Instrument	113224

Lender

Name	CAPITAL ONE NA
Type	Funding / Finance Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	28 RIVERSIDE DR, RUMSON, NJ 07760-1048
Document Number	0000012226
Book / Page	009211 / 000656
Instrument Date	Sep 10, 2016
Transaction Type	Mortgage
Record Updated	Apr 4, 2017
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 RIVERSIDE DR RUMSON NJ 077601048, RUMSON, NJ 07760-1048

Mortgage

Document Number	0000012226
Date	Feb 1, 2017
Book Page	009211/000656
Instrument	12226

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,850,100 (+16.23%) Land $1,974,800 Building $875,300	$2,850,100 (+16.23%) Land $1,974,800 Building $875,300
2025	$25,724.00 (+1.28%)	$2,452,200 (+14.94%) Land $1,837,500 Building $614,700	$2,452,200 (+14.94%) Land $1,837,500 Building $614,700
2024	$25,399.00 (+4.31%)
2023		$2,133,500 Land $1,626,400 Building $507,100	$2,133,500 Land $1,626,400 Building $507,100
2022	$24,350.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 118 policies
Nearby Flood Policies	118 in force
Nearby Flood Claims	279 (1978–2019)
Claims Outside the SFHA	32 of 279
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 129 claims Hurricane Irene, Aug 2011 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 74 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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