Otsego County and Oneonta City property record for 75 River St, Oneonta, NY 13820
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 4,482 sqft · built 1900 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on Record |
| Last Sale | $245,000 (Oct 2025) |
| Tax Bill | $8,688 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 361200 300.13-1-54 |
| Primary APN | 361200 300.13-1-54 |
|---|---|
| Alternative APNs |
|
| Units | 5 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,482 sqft Gross Area |
| Basement Area | 1,950 sqft |
| Unfinished Basement | 1,950 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 139 ft deep x 81.3 ft wide |
| Porch | Slab |
| Porch Area | 81 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 2742 |
|---|---|
| Street Address | 75 RIVER ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2348 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 120 |
| Legal Block | 1 |
| Legal Lot Number | 54.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 591100 |
Source: Otsego County and Oneonta City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 122 LONE OAK PATH, SMITHTOWN, NY 11787-4283 |
| Owner Type | Company |
| Vesting | Corporation |
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Commercial Mortgage ARISTIDES CAP CORP |
| Oct 17, 2025 | Warranty Deed, Transfer A & D MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2025 · Amount on Record |
| Deed Sale | Oct 17, 2025 · Amount on Record |
| Prior Sale | Jan 21, 2016 · Amount on Record |
| Deed Document Number | 20254107 |
| Prior Transfer Date | Aug 1, 1997 |
| Prior Transfer Doc | 0813000073 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 75 RIVER ST, ONEONTA, NY 13820-2348 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000086 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2022-186 |
| Name | ARISTIDES CAP CORP |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 17, 2025 |
| Property Address | 75 RIVER ST, ONEONTA, NY 13820-2348 |
| Document Number | 0000000107 |
| Instrument Date | Oct 7, 2025 |
| Instrument | 2025-4107 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 LONE OAK PATH, SMITHTOWN, NY 11787-4283 |
| Document Number | 0000000108 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 2025-4108 |
| Name | A & D MORTGAGE LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,688.00 (-35.48%) | ||
| 2025 | $13,465.00 (+4.44%) | $220,000 (-) Land $22,000 Building $198,000 | $309,859 (+8.45%) Land $30,986 Building $278,873 |
| 2024 | $12,892.00 | $220,000 (-) Land $22,000 Building $198,000 | $285,714 (+5.19%) Land $28,571 Building $257,143 |
| 2023 | $220,000 Land $22,000 Building $198,000 | $271,605 Land $27,160 Building $244,445 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 11 (1978–2011) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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