79 Ridge Rd, Covington, GA 30016 Property Records

Newton County property record for 79 Ridge Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,240 sqft · built 1972
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$129,900 (Apr 2019)
Tax Bill	$3,052 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`00290-00000-015-000`

Property Details

APN / Parcel Number

Primary APN	`00290-00000-015-000`
Alternative APNs	`0029 015` `16116`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	2,240 sqft Heated Area
1st Floor Area	2,240 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1993
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)

Exterior Amenities

Porch	Slab
Porch Area	208 sqft
Deck Area	96 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	16116
Street Address	79 RIDGE RD
City	COVINGTON
State	GA
Zip	30016-5137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 7 MILLER MANOR
Legal Subdivision	R3 MISC LAND - AREA 10
Legal Lot Number	7
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2011
Census Tract	100904

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	79 RIDGE RD, COVINGTON, GA 30016-5137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Apr 29, 2019	Deed of Trust, Transfer · Conventional Mortgage BRANCH BK&TR
Oct 13, 2017	Grant Deed, Construction Loan · Construction Mortgage ANCHOR LNS
Oct 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019 · Amount on Record
Deed Sale	Apr 29, 2019 · Amount on Record
Prior Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	20191744
Deed Book / Page	3834 / 400
Prior Transfer Date	Jan 26, 2017
Prior Transfer Doc	0035310049
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	79 RIDGE RD, COVINGTON, GA 30016-5137
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 RIDGE RD, COVINGTON, GA 30016-5137

Mortgage

Document Number	0042050000000310
Date	Jun 2, 2021
Book Page	0000004205/0000000310
Instrument	010337

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	79 RIDGE RD, COVINGTON, GA 30016-5137
Document Number	0038340402
Instrument Date	Apr 29, 2019
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	64 WOMACK RD COVINGTON GA 300161872, COVINGTON, GA 30016-1872

Mortgage

Document Number	0038340402
Date	May 2, 2019
Book Page	003834/000402
Instrument	5346

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

October 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 13, 2017
Property Address	79 RIDGE RD, COVINGTON, GA 30016-5137
Document Number	0036210055
Book / Page	003621 / 000055
Instrument Date	Oct 6, 2017
Instrument	11642
Transaction Type	Construction Loan
Record Updated	Nov 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	79 RIDGE RD COVINGTON GA 300165137, COVINGTON, GA 30016-5137
Investor	Possibly a Property Investor

Mortgage

Document Number	36210057
Date	Oct 13, 2017
Book Page	003621/000057
Instrument	11643

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 12, 2018

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 13, 2017
Property Address	79 RIDGE RD, COVINGTON, GA 30016-5137
Document Number	0036210053
Book / Page	003621 / 000053
Instrument Date	Sep 13, 2017
Instrument	11640
Transaction Type	Transfer
Record Updated	Nov 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 13, 2017
Property Address	79 RIDGE RD, COVINGTON, GA 30016-5137
Document Number	0036210054
Book / Page	003621 / 000054
Instrument Date	Sep 13, 2017
Instrument	11641
Transaction Type	Transfer
Record Updated	Nov 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Feb 3, 2017
Property Address	79 RIDGE RD, COVINGTON, GA 30016-5137
Document Number	0035310049
Book / Page	003531 / 000049
Instrument Date	Jan 26, 2017
Instrument	1435
Transaction Type	Transfer
Record Updated	Feb 10, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 COLLINGTREE CT MCDONOUGH GA 302538808, MCDONOUGH, GA 30253-8808

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,052.00 (+20.82%)	$122,680 (+23.47%) Land $11,200 Building $111,480	$306,700 (+23.47%) Land $28,000 Building $278,700
2023		$99,360 Land $7,400 Building $91,960	$248,400 Land $18,500 Building $229,900
2022	$2,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

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