39 Ridge Rd, Covington, GA 30016 Property Records

Newton County property record for 39 Ridge Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,224 sqft · built 2006
Lot Size	0.75 acres (32,670 sqft)
Owner	Trust Name on File
Last Sale	$85,000 (Mar 2013)
Tax Bill	$3,413 (2025)
Deeds & Mortgages	Aug 2019 Loan Modification Aug 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00290-00000-015-D00`

Property Details

APN / Parcel Number

Primary APN	`00290-00000-015-D00`
Alternative APNs	`0029 015D` `16120`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,224 sqft Heated Area
1st Floor Area	848 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Area	816 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16120
Street Address	39 RIDGE RD
City	COVINGTON
State	GA
Zip	30016-5137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 3 MILLER MANOR
Legal Subdivision	MILLER MANOR
Legal Lot Number	3
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2011
Census Tract	100904

Owner

39 Ridge Rd is held in a trust since March 2013.

Source: Newton County records, as of December 16, 2025

Owner of Record	Trust Name on File
Mailing Address	2245 AUSTIN LAKE DR SE, SMYRNA, GA 30082-3381
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2019	Loan Modification, Mortgage PRIVATE BK/BUCKHEAD
Aug 25, 2018	Loan Modification, Mortgage PRIVATE BK/BUCKHEAD
Aug 29, 2017	Loan Modification, Mortgage PRIVATE BK/BUCKHEAD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2013 · Amount on File
Deed Sale	Mar 13, 2013 · Amount on File
Prior Sale	Mar 13, 2013 · Amount on File
Deed Document Number	20131666
Deed Book / Page	3111 / 111
Record Updated	Sep 20, 2026

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	39 RIDGE RD, COVINGTON, GA 30016-5137
Document Number	0038820251
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2245 AUSTIN LAKE DR SE SMYRNA GA 300823381, SMYRNA, GA 30082-3381
Investor	Possibly a Property Investor

Mortgage

Document Number	0038820251
Date	Aug 19, 2019
Book Page	003882/000251
Instrument	10685

Lender

Name	PRIVATE BK/BUCKHEAD
Type	Bank
Address	3565 PIEDMONT ROAD 3 # 210, ATLANTA, GA 30305

Agreement

Amount	Amount on Record
Term	12 Months
Due	Aug 18, 2020

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	39 RIDGE RD, COVINGTON, GA 30016-5137
Document Number	0037450421
Instrument Date	Aug 25, 2018
Transaction Type	Mortgage
Record Updated	Sep 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2245 AUSTIN LAKE DR SE SMYRNA GA 300823381, SMYRNA, GA 30082-3381
Investor	Possibly a Property Investor

Mortgage

Document Number	0037450421
Date	Sep 5, 2018
Book Page	003745/000421
Instrument	10958

Lender

Name	PRIVATE BK/BUCKHEAD
Type	Bank
Address	3565 PIEDMONT ROAD 3 # 210, ATLANTA, GA 30305

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 4, 2019

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	39 RIDGE RD, COVINGTON, GA 30016-5137
Document Number	0036070312
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2245 AUSTIN LAKE DR SE SMYRNA GA 300823381, SMYRNA, GA 30082-3381
Investor	Possibly a Property Investor

Mortgage

Document Number	0036070312
Date	Sep 8, 2017
Book Page	003607/000312
Instrument	10164

Lender

Name	PRIVATE BK/BUCKHEAD
Type	Bank
Address	3565 PIEDMONT RD NE # 210, ATLANTA, GA 30305-8202

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 7, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 39 Ridge Rd was $3,413.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,413.00	$137,160 Land $16,800 Building $120,360	$342,900 Land $42,000 Building $300,900
2023		$138,040 Land $7,600 Building $130,440	$345,100 Land $19,000 Building $326,100
2022	$3,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Ridge Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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