Richland County property record for 76 Redbay Rd, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 4,392 sqft Heated Area |
| Lot Size | 26,414 sqft (0.606 acres) |
| Garage | 834 sqft |
| Last Sale | $1,029,000 (2024) |
| Tax Bill | $9,300.00 (2025) |
Source: Richland County records · APN 28808-03-03
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 301 CLUB RIDGE RD, ELGIN, SC 29045-8643 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 14, 2023 | Deed, Transfer · Conventional Mortgage LOAN PRONTO INC |
| Jul 25, 2022 | Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 08, 2024 · Amount on Record |
| Deed Sale | Jul 08, 2024 · Amount on Record |
| Prior Sale | Dec 14, 2023 · Amount on Record |
| Deed Doc Number | 202429926 |
| Deed Book / Page | 2937 / 3002 |
| Prior Transfer Date | May 28, 2009 |
| Prior Transfer Doc | 0015260452 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 14, 2023 |
| Property Address | 76 REDBAY RD, ELGIN, SC 29045-8685 |
| Document Number | 0028861103 |
| Book / Page | 2886 / 1103 |
| Map Reference | MB 457 PG 2035 |
| Instrument Date | Dec 08, 2023 |
| Instrument | 2023053759 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,206.10 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 76 REDBAY RD, ELGIN, SC 29045-8685 |
| Document Number | 2023053760 |
|---|---|
| Date | Dec 14, 2023 |
| Instrument | 2023053760 |
| Name | LOAN PRONTO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 25, 2022 |
| Property Address | 76 REDBAY RD, ELGIN, SC 29045-8685 |
| Document Number | 0027643808 |
| Book / Page | 2764 / 3808 |
| Map Reference | MB 457 PG 2035 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022042017 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,210.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 76 REDBAY RD, ELGIN, SC 29045-8685 |
| Document Number | 2022042018 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 2022042018 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Aug 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,300.00 (+27.1%) | $20,468 (-97.59%) | $1,029,000 (+21.27%) Land $88,000 Building $941,000 |
| 2024 | $848,500 (+4,045.5%) Land $88,000 Building $760,500 | $848,500 (+65.82%) Land $88,000 Building $760,500 | |
| 2023 | $7,317.00 (+57.29%) | $20,468 (-0.01%) | $511,700 (-) |
| 2021 | $4,652.00 | $20,470 | $511,700 Land $80,000 Building $431,700 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 34% of the US · above 8% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28808-03-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,392 sqft Heated Area |
| Gross Area | 5,675 sqft Gross Area |
| 1st Floor | 2,525 sqft 1st Floor |
| Attic Area | 140 sqft Attic |
| Attic | 1 Attic |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 26,414 sqft (0.606 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 834 sqft Garage |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
| Porch Area | 309 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 01625094 |
|---|---|
| Street Address | 76 REDBAY RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-8685 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 25 171.3X198.7X96.8X140.2 #SU WOODCREEK FARMS PH1 TR D14 #PR 297-46 RB457-2035 |
| Legal Subdivision | WOODCREEK |
| Legal Tract | D14 |
| Legal Lot Number | 25,171 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2065 |
| Census Tract | 11407 |
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