79 Providence St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 79 Providence St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,231 sqft · built 1920
Lot Size0.22 acres (9,570 sqft)
OwnerIndividual Name on File
Last Sale$142,260 (Jan 2020)
Tax Bill$3,040 (2026)
Deeds & MortgagesJan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN391-00028

Property Details

APN / Parcel Number

Primary APN391-00028
Alternative APN
  • CHIC M:0391 P:00028

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,231 sqft Living Area
Gross Area3,405 sqft
1st Floor Area985 sqft
AtticAttic
Attic Area985 sqft
Basement Area985 sqft
Unfinished Basement985 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,570 sqft (0.22 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number391-00028
Street Address79 PROVIDENCE ST
CityCHICOPEE
StateMA
Zip01020-1126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group1
Census Block1002
Census Tract811000

Owner

79 Providence St is owned and occupied by an individual who bought it in January 2020.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address79 PROVIDENCE ST, CHICOPEE, MA 01020-1126
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2020 · Amount on File
Deed SaleJan 21, 2020 · Amount on File
Prior SaleJun 9, 1998 · Amount on File
Deed Document Number20203354
Deed Book / Page23052 / 447
Prior Transfer DateJan 16, 2020
Prior Transfer Doc23052-447
Record UpdatedOct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateJan 21, 2020
Property Address79 PROVIDENCE ST, CHICOPEE, MA 01020-1126
Document Number23052-447
Book / Page23052 / 447
Instrument DateJan 16, 2020
Instrument3354
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 NEW LUDLOW RD, CHICOPEE, MA 01020-4334

Mortgage

Document Number3355
DateJan 21, 2020
Instrument3355
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 79 Providence St was $3,040, up 8.5% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,040.00 (+8.49%)$199,500 (+7.95%) Land $118,600 Building $80,900$267,363 (+16.83%)
2025$2,802.00 (+5.3%)$184,800 (+2.5%) Land $108,500 Building $76,300$228,855
2024$2,661.00 (+8.04%)$180,300 (+10.89%) Land $106,300 Building $74,000
2023$2,463.00$162,600 Land $96,600 Building $66,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Providence St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 79 Providence St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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