71 Providence St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 71 Providence St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,330 sqft · built 1930
Lot Size0.22 acres (9,570 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Jan 2018)
Tax Bill$4,336 (2026)
Deeds & MortgagesApr 2024 Mortgage
Mar 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN391-00029

Property Details

APN / Parcel Number

Primary APN391-00029
Alternative APN
  • CHIC M:0391 P:00029

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,330 sqft Living Area
Gross Area3,525 sqft
1st Floor Area1,064 sqft
AtticAttic
Attic Area1,064 sqft
Basement Area437 sqft
Unfinished Basement437 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,570 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number391-00029
Street Address71 PROVIDENCE ST
CityCHICOPEE
StateMA
Zip01020-1126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group1
Census Block1002
Census Tract811000

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address71 PROVIDENCE ST, CHICOPEE, MA 01020-1126
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2024Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Mar 1, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jan 5, 2018Warranty Deed, Transfer · FHA Mortgage
FINANCE AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2018 · Amount on Record
Deed SaleJan 5, 2018 · Amount on Record
Prior SaleJan 13, 2005 · Amount on Record
Deed Document Number2018691
Deed Book / Page22015 / 588
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address71 PROVIDENCE ST, CHICOPEE, MA 01020-1126
Transaction TypeMortgage
Record UpdatedApr 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025377-241
DateApr 10, 2024
Book Page25377/241
Instrument14912
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address71 PROVIDENCE ST, CHICOPEE, MA 01020-1126
Transaction TypeMortgage
Record UpdatedMar 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024427-542
DateMar 1, 2022
Book Page24427/542
Instrument12668
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHICOPEE MA
Recording DateJan 5, 2018
Property Address71 PROVIDENCE ST, CHICOPEE, MA 01020-1126
Document Number22015-588
Book / Page022015 / 000588
Instrument DateJan 3, 2018
Instrument691
Transaction TypeTransfer
Record UpdatedJan 23, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$790.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address493 NEWBURY ST #2 SPRINGFIELD MA 011041270, 2, SPRINGFIELD, MA 01104-1270

Mortgage

Document Number22015-591
DateJan 5, 2018
Book Page022015/000591
Instrument692
Lender
NameFINANCE AMERICA
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 4, 2048

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,336.00 (+5.55%)$284,500 (+4.98%) Land $118,600 Building $165,900$294,111 (+13.82%)
2025$4,108.00 (+5.33%)$271,000 (+2.57%) Land $108,500 Building $162,500$258,400
2024$3,900.00 (+6.47%)$264,200 (+9.26%) Land $106,300 Building $157,900
2023$3,663.00$241,800 Land $96,600 Building $145,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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