Worcester County and Westminster Town property record for 79 Overlook Rd, Westminster, MA 01473
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,378 sqft · built 1984 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Apr 2018) |
| Tax Bill | $5,237 (2026) |
| Deeds & Mortgages | May 2026 Second Mortgage Sep 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WMIN M:80 B:L:8 |
| Primary APN | WMIN M:80 B:L:8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,378 sqft Living Area |
| Gross Area | 3,596 sqft |
| Basement Area | 888 sqft |
| Unfinished Basement | 888 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1495 |
|---|---|
| Street Address | 79 OVERLOOK RD |
| City | WESTMINSTER |
| State | MA |
| Zip | 01473-1015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 8 |
| Jurisdiction | WESTMINSTER MA |
| Township / Civil Division | WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 708100 |
79 Overlook Rd is owned and occupied by an individual who bought it in April 2018.
Source: Worcester County and Westminster Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 79 OVERLOOK RD, WESTMINSTER, MA 01473-1015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage WORKERS FEDERAL CREDIT UNION |
| Sep 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU |
| Sep 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU |
| Aug 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Apr 30, 2018 | Quit Claim Deed, Transfer · FHA Mortgage VILLAGE MORTGAGE CORPORATION |
| Jul 28, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2018 · Amount on File |
| Deed Sale | Apr 30, 2018 · Amount on File |
| Prior Sale | Dec 29, 2006 · Amount on File |
| Deed Document Number | 20186736 |
| Deed Book / Page | 9063 / 83 |
| Transfer Doc | 0009063-83 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Recording Date | May 26, 2026 |
| Property Address | 79 OVERLOOK RD, WESTMINSTER, MA 01473-1015 |
| Document Number | 011219-172 |
| Book / Page | 11219 / 172 |
| Instrument Date | May 12, 2026 |
| Instrument | 20266678 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 79 OVERLOOK RD, WESTMINSTER, MA 01473-1015 |
| Document Number | 0000006678, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 11219/172 |
| Instrument | 20266678 |
| Name | WORKERS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Property Address | 79 OVERLOOK RD, WESTMINSTER, MA 01473-1015 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010106-291 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 10106/291 |
| Instrument | 20468 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Property Address | 79 OVERLOOK RD, WESTMINSTER, MA 01473-1015 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10106-291 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 10106/291 |
| Instrument | 20468 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Property Address | 79 OVERLOOK RD, WESTMINSTER, MA 01473-1015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9401-196 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 9401/196 |
| Instrument | 14296 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Sep 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Recording Date | Apr 30, 2018 |
| Property Address | 79 OVERLOOK RD, WESTMINSTER, MA 01473-1015 |
| Document Number | 9063-83 |
| Book / Page | 9063 / 83 |
| Instrument | 6736 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.31 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 79 OVERLOOK RD, WESTMINSTER, MA 01473-1015 |
| Document Number | 90630085 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 09063/0085 |
| Name | VILLAGE MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 30, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Property Address | 79 OVERLOOK RD, WESTMINSTER, MA 01473-1015 |
| Document Number | 8879-15 |
| Book / Page | 008879 / 000015 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2017 |
| Name | Verified Name |
|---|
| Document Number | 8879-15 |
|---|---|
| Date | Aug 4, 2017 |
| Book Page | 008879/000015 |
| Instrument | 13683 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 3, 2047 |
The 2026 property tax bill for 79 Overlook Rd was $5,237, up 2.3% from the year before.
Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Westminster Town |
| Unified School District | Ashburnham-Westminster School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,237.00 (+2.35%) | $446,500 (+7.33%) Land $121,600 Building $324,900 | $488,201 (+3.57%) |
| 2025 | $5,117.00 (+4.39%) | $416,000 (+4.05%) Land $121,600 Building $294,400 | $471,390 |
| 2024 | $4,902.00 (+1.13%) | $399,800 (+7.73%) Land $121,600 Building $278,200 | |
| 2023 | $4,847.00 | $371,100 Land $112,300 Building $258,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 79 Overlook Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 79 Overlook Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTMINSTER DEPARTMENT OF PUBLIC WORKS serves 3,889 people · EPA ID MA2332000 |
|---|---|
| Water Source | Purchased surface water from FITCHBURG DPW DIVISION OF WATER SUPPLY |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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