79 Ocean Ridge Rd, Cushing, ME 04563 Property Records

Knox County and Cushing Town property record for 79 Ocean Ridge Rd, Cushing, ME 04563

Property Summary

Property TypeSingle Family Home
Lot Size14.5 acres (632,056 sqft)
Owner2 Trust Names on Record
Tax Bill$16,726 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Mar 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNM:006 L:009-027-1

Property Details

APN / Parcel Number

Primary APNM:006 L:009-027-1
Alternative APNs
  • CUSH M:022 L:001
  • 1376

Exterior

Lot Area632,056 sqft (14.5 acres)

Location & Zoning

Account Number1376
Street Address79 OCEAN RIDGE RD
CityCUSHING
StateME
Zip04563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number1
JurisdictionCUSHING ME
Township / Civil DivisionCUSHING
Census Block Group1
Census Block1022
Census Tract971000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Knox County and Cushing Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing AddressPO BOX 55, CUSHING, ME 04563-0055
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Deed of Trust, Mortgage · Line of Credit
BANGOR SAVINGS BANK
Mar 11, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WYNDHAM CAPITAL MORTGAGE INC
Apr 22, 2025Deed of Trust, Mortgage · Line of Credit
BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2006
Deed SaleFeb 10, 2006
Deed Book / Page3574 / 302
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUSHING ME
Recording DateJul 8, 2026
Property Address79 OCEAN RIDGE RD, CUSHING, ME 04563
Document Number0000005137
Book / Page6364 / 298
Instrument DateJul 7, 2026
Instrument20265137
Transaction TypeMortgage
Record UpdatedJul 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005137,
DateJul 8, 2026
Book Page6364/298
Instrument20265137
Lender
NameBANGOR SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.52%
Initial TypeAdjustable Rate
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUSHING ME
Property Address79 OCEAN RIDGE RD, CUSHING, ME 04563
Transaction TypeMortgage
Record UpdatedMar 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056980250
DateMar 11, 2021
Book Page5698/250
Instrument2021-2556
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUSHING ME
Property Address79 OCEAN RIDGE RD, CUSHING, ME 04563
Transaction TypeMortgage
Record UpdatedMar 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0062210257
DateApr 22, 2025
Book Page6221/257
Instrument2025-2702
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Knox County and Cushing Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKnox County
County SubdivisionCushing Town
Unified School DistrictRegional School Unit 13 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$16,726.00 (+47.26%)$1,417,440 (+34.16%) Land $146,170 Building $1,271,270
2024$11,358.00 (-9.54%)$1,056,560 (+34.64%) Land $146,170 Building $910,390
2023$12,556.00 (+3.23%)$784,740 (-) Land $145,210 Building $639,530
2022$12,163.00$784,740 Land $145,210 Building $639,530

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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