32 Ocean Ridge Rd, Cushing, ME 04563 Property Records

Knox County and Cushing Town property record for 32 Ocean Ridge Rd, Cushing, ME 04563

Property Summary

Property Type	Bank, Financial Building
Lot Size	2.12 acres (92,347 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Oct 2026)
Tax Bill	$7,535 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:006 L:009-22`

Property Details

APN / Parcel Number

Primary APN	`M:006 L:009-22`
Alternative APNs	`CUSH M:025 L:045` `1279`

Exterior

Lot Area	92,347 sqft (2.12 acres)

Location & Zoning

Account Number	1279
Street Address	32 OCEAN RIDGE RD
City	CUSHING
State	ME
Zip	04563
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Lot Number	45
Jurisdiction	CUSHING ME
Township / Civil Division	CUSHING
Census Block Group	1
Census Block	1022
Census Tract	971000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Knox County and Cushing Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 OCEAN RIDGE RD, CUSHING, ME 04563
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit 1ST NATIONAL BANK
May 24, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2026 · Amount on Record
Deed Sale	Oct 2, 2026 · Amount on Record
Prior Sale	May 24, 2021 · Amount on Record
Deed Document Number	20268382
Deed Book / Page	6396 / 61
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUSHING ME
Recording Date	Oct 2, 2026
Property Address	32 OCEAN RIDGE RD, CUSHING, ME 04563
Document Number	0000008382
Book / Page	6396 / 61
Instrument Date	Sep 30, 2026
Instrument	20268382
Transaction Type	Transfer
Record Updated	Oct 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Oct 2, 2026

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUSHING ME
Property Address	32 OCEAN RIDGE RD, CUSHING, ME 04563
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063010258
Date	Dec 18, 2025
Book Page	6301/258
Instrument	2025-10041

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	229 Months
Due	Jan 1, 2045

Interest

Rate Type	Adjustable Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUSHING ME
Recording Date	May 24, 2021
Property Address	32 OCEAN RIDGE RD, CUSHING, ME 04563
Document Number	0057330266
Book / Page	5733 / 266
Instrument Date	May 21, 2021
Instrument	2021-5335
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	96 GRIST MILL RD, LITTLETON, MA 01460-2255

Mortgage

Document Number	20215336
Date	May 24, 2021
Instrument	2021-5336

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Knox County and Cushing Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Knox County
County Subdivision	Cushing Town
Unified School District	Regional School Unit 13 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,535.00 (+9.78%)	$638,550 (-) Land $264,200 Building $374,350
2024	$6,864.00 (-2.65%)	$638,550 (+44.9%) Land $264,200 Building $374,350
2023	$7,051.00 (+25.35%)	$440,680 (+21.43%) Land $179,440 Building $261,240
2022	$5,625.00	$362,920 Land $179,440 Building $183,480

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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