79 Oak St, Clyde, NC 28721 Property Records

Haywood County property record for 79 Oak St, Clyde, NC 28721

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,374 sqft · built 1965
Lot Size0.61 acres (26,572 sqft)
OwnerCompany Name on Record
Last Sale$220,000 (Mar 2023)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8637-60-4586

Property Details

APN / Parcel Number

Primary APN8637-60-4586
Alternative APN
  • 212896

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,374 sqft Heated Area
Gross Area1,756 sqft
1st Floor Area1,374 sqft
Basement Area687 sqft
Unfinished Basement687 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Architectural StyleConventional
Exterior MaterialBrick Veneer
Lot Area26,572 sqft (0.61 acres)
PorchPorch
Porch Area36 sqft

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Account Number212896
Street Address79 OAK ST
CityCLYDE
StateNC
Zip28721-8286
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR-1
Legal Description#6 DEHART & CAGLE & PARCEL
Legal SubdivisionDEHART & CAGLE & PRCL
Legal Unit6
JurisdictionHAYWOOD NC
Census Block Group2
Census Block2047
Census Tract920502

Owner

Source: Haywood County records, as of November 3, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 962, CLYDE, NC 28721-0962
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2023 · Amount on Record
Deed SaleMar 17, 2023 · Amount on Record
Prior SaleJul 29, 2013 · Amount on Record
Deed Document Number0010822011
Deed Book / Page1082 / 2011
Record UpdatedJun 7, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateMar 17, 2023
Property Address79 OAK ST, CLYDE, NC 28721-8286
Document Number0010822011
Book / Page1082 / 2011
Instrument DateMar 13, 2023
Instrument2023002142
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 962, CLYDE, NC 28721-0962

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX BOX1905, WAYNESVILLE, NC 28786

Mortgage

Document Number0010822014
DateMar 17, 2023
Book Page1082/2014
Instrument2023002143
Lender
NameRICHARD BATES PROPERTIES LLC
TypeNon-Lending Institution
AddressWAYNESVILLE, NC 28785
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueMar 17, 2024

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
MunicipalityClyde Town
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$158,900 Land $30,000 Building $128,900$158,900 (-) Land $30,000 Building $128,900
2021$158,900 Land $30,000 Building $128,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims38 (2004–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 22 claims
  • Remnants Of Tropical Storm Fred, Aug 2021 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 64% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CLYDE
serves 3,228 people · EPA ID NC0144025
Water SourcePurchased surface water from several systems
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Skyrunner
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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