Haywood County property record for 35 Oak St, Clyde, NC 28721 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,256 sqft · built 1964 |
| Lot Size | 0.301 acres (13,133 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $103,000 (Oct 2013) |
| Tax Bill | $1,124 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8637-60-2524 |
| Primary APN | 8637-60-2524 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,256 sqft Heated Area |
| Gross Area | 1,696 sqft |
| 1st Floor Area | 1,256 sqft |
| Utility Area | 200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Material | Asphalt |
| Lot Area | 13,133 sqft (0.301 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 234455 |
|---|---|
| Street Address | 35 OAK ST |
| City | CLYDE |
| State | NC |
| Zip | 28721-8286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #4 DEHART & CAGLE |
| Legal Subdivision | DEHART & CAGLE SUBDIVISION |
| Legal Unit | 4 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 920502 |
Source: Haywood County records · APN 8637-60-2524
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35 OAK ST, CLYDE, NC 28721-8286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Sep 15, 2017 | Deed of Trust, Mortgage · Conventional with PMI CHAMPION CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2013 · Amount on Record |
| Deed Sale | Oct 21, 2013 · Amount on Record |
| Prior Sale | Jul 17, 2013 · Amount on Record |
| Deed Document Number | 20139442 |
| Deed Book / Page | 856 / 1299 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 35 OAK ST, CLYDE, NC 28721-8286 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0010140720 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 1014/720 |
| Instrument | 2020012286 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 35 OAK ST, CLYDE, NC 28721-8286 |
| Document Number | 0009361950 |
| Book / Page | 000936 / 001950 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 35 OAK ST CLYDE NC 287218286, CLYDE, NC 28721-8286 |
| Document Number | 0009361950 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 000936/001950 |
| Instrument | 8602 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Address | CANTON, NC 28716 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Clyde Town |
| Unified School District | Haywood County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $148,600 (-) Land $30,000 Building $118,600 | ||
| 2025 | $1,124.00 | $148,600 (-) Land $30,000 Building $118,600 | $148,600 (-) Land $30,000 Building $118,600 |
| 2023 | $148,600 Land $30,000 Building $118,600 | $148,600 (-) Land $30,000 Building $118,600 | |
| 2021 | $148,600 Land $30,000 Building $118,600 |
Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879205022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 38 (2004–2024) |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Low above 36% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,587 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Skyrunner | Fixed Wireless (unlicensed) | 500 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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