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79 Harvard St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 79 Harvard St, Gardner, MA 01440

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 1,584 sqft · built 1900
Lot Size0.281 acres (12,221 sqft)
OwnerIndividual Name on File
Last Sale$45,000 (Jun 2010)
Tax Bill$3,909 (2026)
Flood ZoneZone X (minimal risk)
APNM:N-20 B:0030 L:0017

Property Details

APN / Parcel Number

Primary APNM:N-20 B:0030 L:0017
Alternative APN
  • GARD M:M22 B:24 L:17

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Units2 Units
Stories1 Story
Building Area1,584 sqft Living Area
Gross Area3,006 sqft
Basement Area936 sqft
Unfinished Basement936 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialOther
Roof TypeFlat
Roof MaterialRolled Roofing
Lot Area12,221 sqft (0.281 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address79 HARVARD ST
CityGARDNER
StateMA
Zip01440-2863
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR1
Legal Block24
Legal Lot Number17
JurisdictionGARDNER MA
Township / Civil DivisionGARDNER
Census Block Group2
Census Block2011
Census Tract707300

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address81 SNAKE POND RD, GARDNER, MA 01440-2889
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2010 · Amount on File
Deed SaleJun 22, 2010 · Amount on File
Prior SaleMay 12, 2010 · Amount on File
Deed Document Number201064721
Deed Book / Page45940 / 262
Transfer Doc45787-89
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,909.00 (+11,745.45%)$283,900 (+20.4%) Land $65,400 Building $218,500$300,038
2025$33.00 (-99.03%)$235,800 (+3.56%) Land $59,400 Building $176,400
2024$3,413.00 (+4.18%)$227,700 (+12.11%) Land $54,000 Building $173,700
2023$3,276.00$203,100 Land $53,200 Building $149,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDNER WATER DEPARTMENT
serves 21,381 people · EPA ID MA2103000
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Gateway Fiber
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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