63 Harvard St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 63 Harvard St, Gardner, MA 01440

Property Summary

Property Type	Triplex
Details	7 bd · 3 ba · 1,544 sqft · built 1900
Lot Size	0.19 acres (8,260 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Aug 2021)
Tax Bill	$5,350 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:N-20 B:0031 L:0018`

Property Details

APN / Parcel Number

Primary APN	`M:N-20 B:0031 L:0018`
Alternative APN	`GARD M:M22 B:24 L:18`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	1,544 sqft Living Area
Gross Area	3,155 sqft
Basement Area	1,035 sqft
Unfinished Basement	1,035 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	8,260 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	63 HARVARD ST
City	GARDNER
State	MA
Zip	01440-3167
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R1
Legal Subdivision	WEST GARDNER EXT
Legal Block	24
Legal Lot Number	18
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2011
Census Tract	707300

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49 VALLEY ST, EVERETT, MA 02149-2019
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2021 · Amount on Record
Deed Sale	Aug 10, 2021 · Amount on Record
Prior Sale	Mar 20, 2012 · Amount on Record
Deed Book / Page	65805 / 104
Prior Transfer Date	Aug 9, 2021
Prior Transfer Doc	65805-104
Record Updated	Oct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Aug 10, 2021
Property Address	63 HARVARD ST, GARDNER, MA 01440-3167
Document Number	65805-104
Book / Page	65805 / 104
Instrument Date	Aug 9, 2021
Instrument	111874
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 HARVARD ST, GARDNER, MA 01440-3167

Mortgage

Document Number	111875
Date	Aug 10, 2021
Instrument	111875

Lender

Name	REPUBLIC STATE MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,350.00 (+11,045.83%)	$388,500 (+14.7%) Land $74,300 Building $314,200
2025	$48.00 (-98.78%)	$338,700 (+28.83%) Land $67,500 Building $271,200
2024	$3,941.00 (+5.63%)	$262,900 (+13.66%) Land $61,400 Building $201,500
2023	$3,731.00	$231,300 Land $60,500 Building $170,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20