79 Hardie Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 79 Hardie Dr, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,585 sqft · built 1962
Lot Size	0.59 acres (25,705 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Apr 2010)
Tax Bill	$14,736 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`255-281-009-1`

Property Details

APN / Parcel Number

Primary APN	`255-281-009-1`
Alternative APN	`255-281-009`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,585 sqft Living Area
1st Floor Area	3,156 sqft
Basement Area	348 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1990
Lot Area	25,705 sqft (0.59 acres)
Garage Type	Attached
Garage Area	1,262 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	79 HARDIE DR
City	MORAGA
State	CA
Zip	94556-1133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 2710 LOT 130
Legal Subdivision	FILE 2710
Legal Tract	2710
Legal Lot Number	130
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2004
Census Tract	352201

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	79 HARDIE DR, MORAGA, CA 94556-1133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2010 · Amount on Record
Deed Sale	Apr 2, 2010 · Amount on Record
Prior Sale	Jan 19, 2010 · Amount on Record
Deed Document Number	201064477
Prior Transfer Date	Jun 30, 2009
Prior Transfer Doc	0000155356
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	79 HARDIE DR, MORAGA, CA 94556-1133
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 HARDIE DR, MORAGA, CA 94556-1133

Mortgage

Document Number	0000268367
Date	Nov 10, 2020
Instrument	2020-268367

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	79 HARDIE DR, MORAGA, CA 94556-1133
Document Number	0000116947
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	79 HARDIE DR MORAGA CA 945561133, MORAGA, CA 94556-1133

Mortgage

Document Number	0000116947
Date	Jun 29, 2017
Instrument	116947

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 28, 2027

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,165,584 (+2%) Land $658,314 Building $507,270
2025	$14,736.00 (+5.6%) Homeowner's exemption	$1,142,730 (+4.04%) Land $645,406 Building $497,324
2023	$13,954.00 (-0.72%) Homeowner's exemption	$1,098,358 Land $620,345 Building $478,013
2022	$14,055.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Etheric Networks, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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